Real Estate Investing in Stockton, Utah (84071)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Tooele • Population: 2,339 • Data updated: September 2026

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Should you buy in 84071 (Stockton, UT)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (64/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 53.5 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Stockton, UT (84071)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $629,698
Avg Monthly Rent $981
1% Rule ✗ Does Not Meet
Median Income $125,977
% Renters 2.4%

Market Analysis: 84071 Stockton

ZIP 84071 in Stockton, UT carries a significant set of headwinds. Home values near $630K and rents of $981/mo sit inside a market where underwriting has to be tight.

The 84071 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Within UT, ZIP 84071 trails on several market indicators that neighboring Tooele submarkets outperform. The gap is real and impressive enough to shape underwriting.

The 84071 ZIP's population of 2,339 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that stands at the need for careful underwriting.

Distressed ZIPs reward experience. sturdy returns are possible in 84071, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Stockton:

C+ Average
Buy Confidence Score: 62/100
Affordability
10/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 5× the median income
Value Trend
Rising (+3.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $981/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$670K$564K$458K$351K$245K$139KMar 2008May 2017Jul 2026

📊 How Does 84071 Compare?

Metric 84071 Stockton Utah
Home Value $629,698 $629,698 $530,173
5-Year CAGR 5.9% 5.9% 7.0%
Avg Rent $981 $981 -
Cap Rate 1.2% 1.2% -
💡 Why Invest in 84071? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 84071 (Stockton, UT). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
1.2%
Low
5yr Growth
+5.9%
Moderate

📊 Market Snapshot

Home Value $629,698
Monthly Rent $981
Price-to-Rent 53.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 1.9%
Cap Rate 1.2%
5-Year IRR 7.1%

📈 Home Appreciation

1-Year +3.3% ▲
3-Year CAGR +4.3% ▲
5-Year CAGR +5.9% ▲
10-Year CAGR +9.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 1.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
2.8%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.9%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 84071

Population: 2,339

💰 Median Household Income
$125,977
This area
$125,977
State
$79,091
USA
$74,580
🏠 Renter Occupied
2.4%
This area
2.4%
State
22.7%
USA
34.0%
💼 Unemployment Rate
1.7%
This area
1.7%
State
-24.6%
USA
3.7%
🎓 College Educated
16.4%
This area
16.4%
State
0.8%
USA
33.7%
👤 Median Age
37.3 years
This area
37.3 years
State
-1.6 years
USA
38.9 years
🏚️ Vacancy Rate
2.8%
This area
2.8%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 96.6%
Other/Mixed 2.1%
Asian 1.3%
Hispanic/Latino 0.5%
👶 Under 18
30.2%
This area
30.2%
USA
22.0%
👴 65 and Over
17.7%
This area
17.7%
USA
17.3%
📊 Poverty Rate
1.1%
This area
1.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby 584 Off-Campus Students
C+
Tooele Technical College
691 students · 7.5 mi

Investor Insight: With 584 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What do rentals go for in Stockton, UT?

Rent in Stockton, UT is around $981/mo. The resulting rent-to-value relationship with $630K pricing is reasonable for most investor models.

How high is vacancy risk in Stockton, UT?

Occupancy in Stockton, UT runs stable with elevated vacancy. Well-priced units at $981/mo lease on reasonable timelines.

Does Stockton, UT make sense for an investment property?

Investors tracking Stockton, UT will find a 3.0/5 rating supported by $630K median home values and $981/mo rents. That profile suits long-term holders targeting predictable returns.

How should investors approach Stockton, UT?

The best-fit strategy in Stockton, UT is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

How expensive is real estate in Stockton, UT?

Expect median prices around $630K in Stockton, UT. The market has run at a 0.0% 5-year CAGR, so entry costs have been steady.

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