Real Estate Investing in Bonners Ferry, Idaho (83805)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Boundary County • Population: 8,909 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 83805 (Bonners Ferry, ID)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (40/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Elevated vacancy: 11.3% vacancy may signal weakening demand.
  • High price-to-rent: Price-to-rent ratio 25.0 — hard to cash-flow at these prices.

What’s happening in Bonners Ferry, ID (83805)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $473,988
Avg Monthly Rent $1,578
1% Rule ✗ Does Not Meet
Median Income $57,970
% Renters 20.1%

Market Analysis: 83805 Bonners Ferry

In practical terms, ZIP 83805 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $474K median. It rewards specialists, not generalists.

The investment case in 83805 is sturdy only for operators who understand what they are buying. A $474K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

ZIP 83805's metrics run below Boundary County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Who lives in 83805 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Strategy in 83805 is an operator game, not a passive one. Stepping back, entry prices of $474K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Bonners Ferry:

C Below Average
Buy Confidence Score: 50/100
Affordability
0/25
Appreciation
18/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 8.2× the median income
Value Trend
Rising (+6.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,578/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
🏠

Property Strategy for 83805

Which property type performs best in this market?

Best for Cash Flow
3BR
2.1% cap rate
Best for Appreciation
2BR
+10.3% 5yr CAGR
Best Overall Value
4BR
$147,678/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $392,459 $1,000 1.8% +10.3% $196,229
3BR $479,550 $1,390 2.1% +9.7% $159,850
4BR $590,712 $1,680 2.0% +10.0% $147,678

Market Trends

Home Value History (with trend line)

$522K$442K$363K$283K$204K$124KJul 2009Jan 2018Jul 2026

Rent History (with trend line)

No data available

📊 How Does 83805 Compare?

Metric 83805 Bonners Ferry Idaho
Home Value $473,988 $473,988 $465,545
5-Year CAGR 3.5% 3.5% 7.2%
Avg Rent $1,578 $1,578 -
Cap Rate 2.6% 2.6% -
💡 Why Invest in 83805? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 83805 (Bonners Ferry, ID). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 83805 (Bonners Ferry, ID)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
2.6%
Low
5yr Growth
+3.5%
Moderate

📊 Market Snapshot

Home Value $473,988
Monthly Rent $1,578
Price-to-Rent 25.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.0%
Cap Rate 2.6%
5-Year IRR 6.1%

📈 Home Appreciation

1-Year +6.3% ▲
3-Year CAGR +1.7% ▲
5-Year CAGR +3.5% ▲
10-Year CAGR +9.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
11.3%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.5%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 83805

Population: 8,909

💰 Median Household Income
$57,970
This area
$57,970
State
$66,158
USA
$74,580
🏠 Renter Occupied
20.1%
This area
20.1%
State
22.1%
USA
34.0%
💼 Unemployment Rate
2.2%
This area
2.2%
State
-5.1%
USA
3.7%
🎓 College Educated
17.2%
This area
17.2%
State
11.3%
USA
33.7%
👤 Median Age
42.5 years
This area
42.5 years
State
21.8 years
USA
38.9 years
🏚️ Vacancy Rate
11.3%
This area
11.3%
State
22.9%
USA
10.5%
👥 Population by Ethnicity
White 91.5%
Other/Mixed 7.0%
Hispanic/Latino 4.0%
Asian 0.9%
Black/African American 0.5%
👶 Under 18
24.6%
This area
24.6%
USA
22.0%
👴 65 and Over
24.2%
This area
24.2%
USA
17.3%
📊 Poverty Rate
13.9%
This area
13.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 83805

C+ Avg School Grade
4 Schools
17.0:1 Avg Class Size
$10,530 Avg Per Pupil

Schools in This ZIP Code

B Good

BONNERS FERRY HIGH SCHOOL

📚 09 – 12 High School
👥
428 Students
👨‍🏫
17.1:1 Class Size
💰
$10,530 Per Student
B Good

BOUNDARY COUNTY MIDDLE SCHOOL

📚 06 – 08 Middle
👥
326 Students
👨‍🏫
16.4:1 Class Size
💰
$10,530 Per Student
C+ Average

MOUNT HALL ELEMENTARY SCHOOL

📚 K – 05 Elementary
👥
114 Students
👨‍🏫
15.2:1 Class Size
💰
$10,530 Per Student
C+ Average

VALLEY VIEW ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
406 Students
👨‍🏫
19.3:1 Class Size
💰
$10,530 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Is Bonners Ferry, ID a good place for real estate investing?

With a 3.0/5 investability score, Bonners Ferry, ID ranks as a solid market for rental property investors. Median prices of $474K and rents of $1,578/mo drive the underlying numbers.

What kind of vacancy should I budget for in Bonners Ferry, ID?

Expect elevated vacancy in Bonners Ferry, ID. Rents at $1,578/mo are absorbed by the tenant base without meaningful lag.

Is Bonners Ferry, ID a friendly market for rental owners?

Bonners Ferry, ID operates under ID law, which is landlord-friendly overall for landlords. Expect steady treatment in typical lease and eviction cases.

What is the tenant pool like in Bonners Ferry, ID?

Working renters make up the core of the Bonners Ferry, ID tenant base. The pool is reasonable for investors targeting long-term holds.

How much do tenants pay in Bonners Ferry, ID?

Investors in Bonners Ferry, ID typically see rents near $1,578/mo per month against $474K home values - a solid setup for rental cash flow.

You know 83805 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 83805 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans
🤖

AI Market Advisor

Ask questions about investing in 83805 (Bonners Ferry)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 83805 (Bonners Ferry, ID).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.