Real Estate Investing in Mount Crested Butte, Colorado (81225)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 81225 (Mount Crested Butte, CO)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 70.2% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 36.6 — hard to cash-flow at these prices.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Mount Crested Butte, CO (81225)?
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Market Analysis: 81225 Mount Crested Butte
The 81225 ZIP covers a section of Mount Crested Butte that demands careful diligence. Prices near $684K look accessible, but the work to make a deal cash flow is real.
The investment case in 81225 is durable only for operators who understand what they are buying. A $684K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
Nearby ZIPs in Mount Crested Butte have seen price recovery that 81225 has not matched. Gunnison County data supports the view that the spread is structural rather than temporary.
Who lives in 81225 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
Distressed ZIPs reward experience. sturdy returns are possible in 81225, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Mount Crested Butte:
Property Strategy for 81225
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $258,630 | $1,490 | 4.1% | +3.8% | $258,630 |
| 2BR | $611,517 | $1,730 | 2.0% | +6.1% | $305,759 |
| 3BR | $988,754 | $2,410 | 1.8% | +8.0% | $329,585 |
| 4BR | $1,764,039 | $2,900 | 1.2% | +9.9% | $441,010 |
Market Trends
Home Value History (with trend line)
📊 How Does 81225 Compare?
| Metric | 81225 | Mount Crested Butte | Colorado |
|---|---|---|---|
| Home Value | $684,370 | $684,370 | $535,778 |
| 5-Year CAGR | 4.5% | 4.5% | 4.9% |
| Avg Rent | $1,557 | $1,557 | - |
| Cap Rate | 1.8% | 1.8% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 81225 (Mount Crested Butte, CO). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $684,370 |
| Monthly Rent | $1,557 |
| Price-to-Rent | 36.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 2.7% |
| Cap Rate | 1.8% |
| 5-Year IRR | 6.3% |
📈 Home Appreciation
| 1-Year | +8.2% ▲ |
| 3-Year CAGR | +0.2% ▲ |
| 5-Year CAGR | +4.5% ▲ |
| 10-Year CAGR | +9.7% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 81225
Population: 829
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
Do landlords face vacancy issues in Mount Crested Butte, CO?
Rental vacancy in Mount Crested Butte, CO is elevated. Investors should budget normal turnover but not chronic empty units.
What kind of tenants rent in Mount Crested Butte, CO?
Mount Crested Butte, CO offers a predictable renter base at the $1,557/mo rent level. Tenant turnover is reasonable for well-managed properties.
Is Mount Crested Butte, CO good for house hacking?
The house hack math a challenging in Mount Crested Butte, CO. Owner-occupant buyers benefit from the $1,557/mo rents and $684K home values.
Is Mount Crested Butte, CO a friendly market for rental owners?
For rental operators, Mount Crested Butte, CO rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.
Are homes affordable in Mount Crested Butte, CO?
Mount Crested Butte, CO median home values land near $684K. That is reasonable territory for investors looking at $1,557/mo-per-month rentals.
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