Real Estate Investing in Holly, Colorado (81047)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 81047 (Holly, CO)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 14.5% of homes vacant — above national norms.
- Declining values: -1.7% 5-year CAGR — values have moved lower.
- 1-year downturn: Values declined 7.4% in the last year.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Holly, CO (81047)?
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Market Analysis: 81047 Holly
The 81047 ZIP in Holly, CO is a local-operator market. Outside capital chasing a $138K entry has to pair deep knowledge with the discount.
Turning to rents, the numbers look inviting — $138K purchase price, 0.0% nominal cap — the work to hit that pro forma in 81047 is substantial and deserves full respect.
From an investor standpoint, 81047 offers a low basis, the region around Holly has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
Employment concentration in 81047 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
Strategy in 81047 is an operator game, not a passive one. From a cash-flow lens, entry prices of $138K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Holly:
Market Trends
Home Value History (with trend line)
📊 How Does 81047 Compare?
| Metric | 81047 | Holly | Colorado |
|---|---|---|---|
| Home Value | $137,853 | $137,853 | $535,778 |
| 5-Year CAGR | N/A | N/A | 4.9% |
| Avg Rent | $900 | $900 | - |
| Cap Rate | 5.1% | 5.1% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 81047 (Holly, CO). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $137,853 |
| Monthly Rent | $900 |
| Price-to-Rent | 12.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.8% |
| Cap Rate | 5.1% |
| 5-Year IRR | 3.4% |
📈 Home Appreciation
| 1-Year | -7.4% ▼ |
| 3-Year CAGR | -4.5% ▼ |
| 5-Year CAGR | -1.7% ▼ |
| 10-Year CAGR | +3.1% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 81047
Population: 1,565
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 81047
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What is the typical rental rate in Holly, CO?
Rents in Holly, CO run near $900/mo. Compared with median home prices of $138K that produces solid gross yields for typical rentals.
Do rentals sit vacant long in Holly, CO?
Vacancy in Holly, CO is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $900/mo.
How does Holly, CO rate as a rental market?
Holly, CO reflects an investability rating of 3.0/5, with median home values near $138K and average rents around $900/mo. That combination puts it in the significant tier for investor interest.
What is the typical home price in Holly, CO?
Holly, CO home values average about $138K. That price point suits investors targeting rentals with $900/mo in monthly income.
Is Holly, CO a good market for FHA house hackers?
The a challenging house-hack environment in Holly, CO reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
You know 81047 now. You don’t know where it ranks.
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