Real Estate Investing in Yuma, Colorado (80727)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Yuma County • Population: 527 • Data updated: September 2026

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Should you buy in 80727 (Yuma, CO)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (50/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Yuma, CO (80727)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $251,723
Avg Monthly Rent $918
1% Rule ✗ Does Not Meet
Median Income $56,458
% Renters 19.4%

Market Analysis: 80727 Yuma

The 80727 ZIP covers a section of Yuma that demands careful diligence. Prices near $252K look accessible, but the work to make a deal cash flow is real.

The investment case in 80727 is robust only for operators who understand what they are buying. A $252K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Within CO, ZIP 80727 trails on several market indicators that neighboring Yuma County submarkets outperform. The gap is real and resilient enough to shape underwriting.

The 80727 ZIP's population of 527 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that reports the need for careful underwriting.

Distressed ZIPs reward experience. robust returns are possible in 80727, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Yuma:

B Good
Buy Confidence Score: 70/100
Affordability
15/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.5× the median income
Value Trend
Rising (+9.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $918/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$269K$257K$245K$234K$222K$210KFeb 2022May 2024Jul 2026

📊 How Does 80727 Compare?

Metric 80727 Yuma Colorado
Home Value $251,723 $264,748 $535,778
5-Year CAGR N/A 4.8% 4.9%
Avg Rent $918 $945 -
Cap Rate 2.8% 2.8% -
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 80727 (Yuma, CO). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
2.8%
Low

📊 Market Snapshot

Home Value $251,723
Monthly Rent $918
Price-to-Rent 22.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.4%
Cap Rate 2.8%
5-Year IRR 7.3%

📈 Home Appreciation

1-Year +9.5% ▲
3-Year CAGR +4.4% ▲
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.2%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 80727

Population: 527

💰 Median Household Income
$56,458
This area
$56,458
State
$79,719
USA
$74,580
🏠 Renter Occupied
19.4%
This area
19.4%
State
26.4%
USA
34.0%
💼 Unemployment Rate
1.1%
This area
1.1%
State
-25.8%
USA
3.7%
🎓 College Educated
31.7%
This area
31.7%
State
5.8%
USA
33.7%
👤 Median Age
37.6 years
This area
37.6 years
State
-0.1 years
USA
38.9 years
🏚️ Vacancy Rate
6.2%
This area
6.2%
State
18.7%
USA
10.5%
👥 Population by Ethnicity
White 84.8%
Other/Mixed 15.3%
Hispanic/Latino 12.5%
👶 Under 18
31.2%
This area
31.2%
USA
22.0%
👴 65 and Over
18.2%
This area
18.2%
USA
17.3%
📊 Poverty Rate
15.0%
This area
15.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

How strong is the working-renter base in Yuma, CO?

The renter base in Yuma, CO is reasonable for the $918/mo price point. Screening well and pricing to market typically yields measured tenants.

Is Yuma, CO landlord-friendly?

CO ranks as a landlord-friendly state for landlord-tenant law. Yuma generally follows the statewide framework, so landlords face reasonable operating rules.

How do experienced investors play Yuma, CO?

The best-fit strategy in Yuma, CO is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

Does house hacking work in Yuma, CO?

House hacking works a challenging in Yuma, CO. Rents of $918/mo against $252K acquisition make the strategy solid for owner-occupants.

Is real estate in Yuma, CO a good investment right now?

Yuma, CO rates 2.0/5 for investability. With median values at $252K and rents near $918/mo, the market offers reasonable fundamentals for rental investors.

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