Real Estate Investing in Gonzales, Texas (78629)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Gonzales County • Population: 12,380 • Data updated: September 2026

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Should you buy in 78629 (Gonzales, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (39/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
3 flags
  • High vacancy: 15.3% of homes vacant — above national norms.
  • Declining values: -0.2% 5-year CAGR — values have moved lower.
  • 1-year downturn: Values declined 3.7% in the last year.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Gonzales, TX (78629)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $248,784
Avg Monthly Rent $891
1% Rule ✗ Does Not Meet
Median Income $64,807
% Renters 38.4%

Market Analysis: 78629 Gonzales

Investors eyeing 78629 need to respect the fundamentals at play. Home values of $249K come alongside slower price movement and elevated management overhead.

The 78629 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Nearby ZIPs in Gonzales have seen price recovery that 78629 has not matched. Gonzales County data supports the view that the spread is structural rather than temporary.

The 78629 ZIP's population of 12,380 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that shows the need for careful underwriting.

The right play in 78629 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Gonzales:

C Below Average
Buy Confidence Score: 54/100
Affordability
15/25
Appreciation
5/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.8× the median income
Value Trend
Declining (-3.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $891/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$289K$255K$221K$188K$154K$120KAug 2009Feb 2018Jul 2026

📊 How Does 78629 Compare?

Metric 78629 Gonzales Texas
Home Value $248,784 $248,784 $297,000
5-Year CAGR N/A N/A 5.4%
Avg Rent $891 $891 -
Cap Rate 2.8% 2.8% -
💡 Why Invest in 78629? Click to expand

A healthy rental market with 38% renter-occupied households ensures tenant availability.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 78629 (Gonzales, TX). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
2.8%
Low
5yr Growth
-0.2%
Declining

📊 Market Snapshot

Home Value $248,784
Monthly Rent $891
Price-to-Rent 23.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.3%
Cap Rate 2.8%
5-Year IRR 2.6%

📈 Home Appreciation

1-Year -3.7% ▼
3-Year CAGR -3.2% ▼
5-Year CAGR -0.2% ▼
10-Year CAGR +3.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
15.3%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
-0.2%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 78629

Population: 12,380

💰 Median Household Income
$64,807
This area
$64,807
State
$70,593
USA
$74,580
🏠 Renter Occupied
38.4%
This area
38.4%
State
29.5%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-25.4%
USA
3.7%
🎓 College Educated
14.0%
This area
14.0%
State
-5.8%
USA
33.7%
👤 Median Age
35.5 years
This area
35.5 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
15.3%
This area
15.3%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 68.2%
Other/Mixed 22.2%
Hispanic/Latino 21.4%
Black/African American 8.7%
Asian 0.8%
👶 Under 18
28.1%
This area
28.1%
USA
22.0%
👴 65 and Over
16.3%
This area
16.3%
USA
17.3%
📊 Poverty Rate
10.6%
This area
10.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 78629

B Avg School Grade
7 Schools
15.0:1 Avg Class Size
$14,599 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

RANCHO SIENNA EL

📚 Pre-K – 05 Elementary
👥
786 Students
👨‍🏫
14.3:1 Class Size
💰
$22,980 Per Student
A Very Good

GONZALES H S

📚 09 – 12 High School
👥
760 Students
👨‍🏫
11.4:1 Class Size
💰
$12,443 Per Student
B Good

GONZALES EL

📚 K – 02 Elementary
👥
512 Students
👨‍🏫
17.5:1 Class Size
💰
$12,443 Per Student
B Good

GONZALES J H

📚 06 – 08 Middle
👥
562 Students
👨‍🏫
15.9:1 Class Size
💰
$12,443 Per Student
B Good

GONZALES NORTH AVENUE

📚 03 – 05 Elementary
👥
565 Students
👨‍🏫
15.2:1 Class Size
💰
$12,443 Per Student
B Good

GONZALES PRI ACADEMY

📚 Grade PK Elementary
👥
142 Students
👨‍🏫
15.8:1 Class Size
💰
$12,443 Per Student
C+ Average

LEGACY RANCH INSPIRE ACADEMY

📚 K – 12 K-12 Charter
👥
35 Students
👨‍🏫
15.0:1 Class Size
💰
$16,995 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How strong are rents in Gonzales, TX?

Rent in Gonzales, TX is around $891/mo. The resulting rent-to-value relationship with $249K pricing is reasonable for most investor models.

How do experienced investors play Gonzales, TX?

Gonzales, TX investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($249K prices, $891/mo rents) make it a reasonable choice.

How strong is Gonzales, TX for real estate investors?

Our data puts Gonzales, TX at 2.0/5 for investability. Home prices of $249K and rents around $891/mo create a solid backdrop for investor activity.

How landlord-friendly is Gonzales, TX?

TX law landlord-friendly for landlords, and Gonzales inherits those rules. Investors should still review local ordinances for rental licensing.

How much should I expect to pay for a home in Gonzales, TX?

Gonzales, TX median home values land near $249K. That is reasonable territory for investors looking at $891/mo-per-month rentals.

You know 78629 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 78629 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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