Real Estate Investing in San Antonio, Texas (78261)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Bexar County • Population: 27,060 • Data updated: September 2026

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Should you buy in 78261 (San Antonio, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (69/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in San Antonio, TX (78261)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $439,072
Avg Monthly Rent $2,033
1% Rule ✗ Does Not Meet
Median Income $127,813
% Renters 20.1%

Market Analysis: 78261 San Antonio

This part of Bexar County is not an easy win. The 78261 ZIP comes in at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

The 78261 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

The gap between 78261 and stronger San Antonio ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

The demographic picture in 78261 includes headwinds that any investor should price in. Income distribution skews lower than San Antonio averages, and tenant stability requires active management.

The right play in 78261 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in San Antonio:

B Good
Buy Confidence Score: 72/100
Affordability
20/25
Appreciation
14/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.4× the median income
Value Trend
Declining (-0.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,033/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
San Antonio-New Braunfels, TX Metro Area
More inventory, negotiating room for buyers
88 days
Average time to sell
Slow
9.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from San Antonio-New Braunfels, TX metro data
🏠

Property Strategy for 78261

Which property type performs best in this market?

Best for Cash Flow
3BR
4.6% cap rate
Best for Appreciation
5BR
+6.5% 5yr CAGR
Best Overall Value
5BR
$108,857/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $369,207 $2,360 4.6% +5.6% $123,069
4BR $464,613 $2,750 4.3% +5.8% $116,153
5BR $544,287 +6.5% $108,857

Market Trends

Home Value History (with trend line)

$480K$430K$379K$329K$278K$228KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,092$1,920$1,748$1,576$1,404$1,232Dec 2019Apr 2023Jul 2026

📊 How Does 78261 Compare?

Metric 78261 San Antonio San Antonio-New Braunfels, TX Texas
Home Value $439,072 $279,541 N/A $297,000
5-Year CAGR 3.0% 1.3% N/A 5.4%
Avg Rent $2,033 $1,452 N/A -
Cap Rate 3.6% 4.8% - -
💡 Why Invest in 78261? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 78261 (San Antonio, TX). Anonymous, moderated, never written by AI.

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Property managers serving Bexar County

Manage rentals here? List your business →

Forefront Property Management offers residential, multi-family, and commercial property management services in San Antonio, aiming to simplify property ownership. summary from their website

Single-familySmall multifamilyCommercial
Unclaimed — is this your business? Claim it free

Hill Country Homeowners Association Management specializes in personalized financial and administrative management services for homeowner's associations in San Antonio and the Texas Hill Country. summary from their website

HOA
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PMI San Antonio offers residential and commercial property management services in San Antonio, including marketing, tenant screening, rent collection, and financial reporting. summary from their website

Single-familyCommercial
Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.6%
Low
5yr Growth
+3.0%
Slow

📊 Market Snapshot

Home Value $439,072
Monthly Rent $2,033
Price-to-Rent 18.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.6%
Cap Rate 3.6%
5-Year IRR 6.6%

📈 Home Appreciation

1-Year -0.4% ▼
3-Year CAGR -1.5% ▼
5-Year CAGR +3.0% ▲
10-Year CAGR +3.9% ▲

🏠 Rent Trends

1-Year +21.7% ▲
3-Year CAGR +5.8% ▲
5-Year CAGR +4.6% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 3.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
3.7%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.0%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 78261

Population: 27,060

💰 Median Household Income
$127,813
This area
$127,813
State
$70,593
USA
$74,580
🏠 Renter Occupied
20.1%
This area
20.1%
State
29.5%
USA
34.0%
💼 Unemployment Rate
3.3%
This area
3.3%
State
-25.4%
USA
3.7%
🎓 College Educated
53.5%
This area
53.5%
State
-5.8%
USA
33.7%
👤 Median Age
37.2 years
This area
37.2 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
3.7%
This area
3.7%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 56.6%
Other/Mixed 31.7%
Hispanic/Latino 23.2%
Black/African American 7.1%
Asian 4.7%
👶 Under 18
26.1%
This area
26.1%
USA
22.0%
👴 65 and Over
8.1%
This area
8.1%
USA
17.3%
📊 Poverty Rate
0.6%
This area
0.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 78261

B+ Avg School Grade
3 Schools
15.6:1 Avg Class Size
$12,782 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

CIBOLO GREEN

📚 Pre-K – 05 Elementary
👥
753 Students
👨‍🏫
14.7:1 Class Size
💰
$12,524 Per Student
B Good

INDIAN SPRINGS EL

📚 Pre-K – 05 Elementary
👥
697 Students
👨‍🏫
16.0:1 Class Size
💰
$13,262 Per Student
B Good

WORTHAM OAKS EL

📚 Pre-K – 06 School
👥
723 Students
👨‍🏫
16.1:1 Class Size
💰
$12,560 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 1,967 Off-Campus Students
C
Aveda Arts & Sciences Institute-San Antonio
256 students · 4.9 mi
C
Paul Mitchell the School-San Antonio
352 students · 6.8 mi
C+
Salon Professional Academy of San Antonio
114 students · 8.0 mi
D
Deluxe Barber College
103 students · 9.5 mi
C
Northeast Lakeview College
8,265 students · 11.1 mi
C
Top of the Line Barber School
98 students · 12.8 mi
C
Ogle School Hair Skin Nails-San Antonio
438 students · 13.5 mi
C
Oblate School of Theology
179 students · 14.3 mi

Investor Insight: With 1,967 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What do landlords charge for rent in San Antonio, TX?

Rental rates in San Antonio, TX average $2,033/mo. Tenant demand and $439K home values make the yield look reasonable by investor standards.

Are there empty rentals in San Antonio, TX?

Rental vacancy in San Antonio, TX is elevated. Investors should budget normal turnover but not chronic empty units.

What is the investability score for San Antonio, TX?

San Antonio, TX rates 3.0/5 for investability. With median values at $439K and rents near $2,033/mo, the market offers reasonable fundamentals for rental investors.

Is housing expensive in San Antonio, TX?

In San Antonio, TX the median home value sits at $439K. Against the broader TX market, that reads as reasonable for most investors.

How deep is the rental pool in San Antonio, TX?

San Antonio, TX offers a consistent renter base at the $2,033/mo rent level. Tenant turnover is reasonable for well-managed properties.

You know 78261 now. You don’t know where it ranks.

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How 78261 ranks in San Antonio-New Braunfels, TX

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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