Real Estate Investing in San Antonio, Texas (78220)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Bexar County • Population: 18,497 • Data updated: September 2026

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Should you buy in 78220 (San Antonio, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
4 flags
  • Elevated vacancy: 8.6% vacancy may signal weakening demand.
  • Flat appreciation: Values have barely moved over 5 years (0.1% CAGR).
  • Elevated poverty: 26.8% poverty rate — can affect rent collection.
  • Lower household income: $39,694 median — tenant affordability is tighter.

What’s happening in San Antonio, TX (78220)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $152,644
Avg Monthly Rent $1,481
1% Rule ✗ Does Not Meet
Median Income $39,694
% Renters 45.1%

Market Analysis: 78220 San Antonio

This part of Bexar County is not an easy win. The 78220 ZIP stands at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $153K asset, 78220 is the wrong submarket. If the plan prices in friction, the yield can still work.

Within TX, ZIP 78220 trails on several market indicators that neighboring Bexar County submarkets outperform. The gap is real and healthy enough to shape underwriting.

A substantial renter share of 45% in 78220 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Strategy in 78220 is an operator game, not a passive one. Stepping back, entry prices of $153K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in San Antonio:

C+ Average
Buy Confidence Score: 61/100
Affordability
15/25
Appreciation
10/25
Stability
11/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.8× the median income
Value Trend
Stable (+0.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,481/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
San Antonio-New Braunfels, TX Metro Area
More inventory, negotiating room for buyers
88 days
Average time to sell
Slow
9.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from San Antonio-New Braunfels, TX metro data
🏠

Property Strategy for 78220

Which property type performs best in this market?

Best for Cash Flow
2BR
8.5% cap rate
Best for Appreciation
4BR
+4.2% 5yr CAGR
Best Overall Value
4BR
$49,738/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $114,372 $1,350 8.5% +0.5% $57,186
3BR $151,527 $1,730 8.2% +2.6% $50,509
4BR $198,953 $2,020 7.3% +4.2% $49,738

Market Trends

Home Value History (with trend line)

$189K$160K$132K$104K$76K$47KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,559$1,506$1,452$1,399$1,346$1,293Jan 2024May 2025Jul 2026

📊 How Does 78220 Compare?

Metric 78220 San Antonio San Antonio-New Braunfels, TX Texas
Home Value $152,644 $279,541 N/A $297,000
5-Year CAGR 0.1% 1.3% N/A 5.4%
Avg Rent $1,481 $1,452 N/A -
Cap Rate 7.6% 4.8% - -
💡 Why Invest in 78220? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 45% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 78220 (San Antonio, TX). Anonymous, moderated, never written by AI.

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Property managers serving Bexar County

Manage rentals here? List your business →

Forefront Property Management offers residential, multi-family, and commercial property management services in San Antonio, aiming to simplify property ownership. summary from their website

Single-familySmall multifamilyCommercial
Unclaimed — is this your business? Claim it free

Hill Country Homeowners Association Management specializes in personalized financial and administrative management services for homeowner's associations in San Antonio and the Texas Hill Country. summary from their website

HOA
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PMI San Antonio offers residential and commercial property management services in San Antonio, including marketing, tenant screening, rent collection, and financial reporting. summary from their website

Single-familyCommercial
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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
7.6%
Good
5yr Growth
+0.1%
Slow

📊 Market Snapshot

Home Value $152,644
Monthly Rent $1,481
Price-to-Rent 8.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 11.6%
Cap Rate 7.6%
5-Year IRR 7.7%

📈 Home Appreciation

1-Year +0.6% ▲
3-Year CAGR -3.8% ▼
5-Year CAGR +0.1% ▲
10-Year CAGR +6.4% ▲

🏠 Rent Trends

1-Year +3.5% ▲
3-Year CAGR N/A
5-Year CAGR N/A
Neutral Leverage Cap Rate: 7.6%  |  30yr Rate: 6.8%
Leverage is roughly neutral here.

The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (7.6%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
8.6%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+0.1%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 78220

Population: 18,497

💰 Median Household Income
$39,694
This area
$39,694
State
$70,593
USA
$74,580
🏠 Renter Occupied
45.1%
This area
45.1%
State
29.5%
USA
34.0%
💼 Unemployment Rate
4.9%
This area
4.9%
State
-25.4%
USA
3.7%
🎓 College Educated
9.3%
This area
9.3%
State
-5.8%
USA
33.7%
👤 Median Age
34.8 years
This area
34.8 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
8.6%
This area
8.6%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 40.9%
Black/African American 33.1%
Other/Mixed 25.5%
Hispanic/Latino 24.0%
Asian 0.5%
👶 Under 18
29.0%
This area
29.0%
USA
22.0%
👴 65 and Over
14.5%
This area
14.5%
USA
17.3%
📊 Poverty Rate
26.8%
This area
26.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 78220

B+ Avg School Grade
11 Schools
15.9:1 Avg Class Size
$16,413 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

DAVIS MIDDLE

📚 06 – 08 Middle
👥
443 Students
👨‍🏫
13.4:1 Class Size
💰
$17,992 Per Student
A Very Good

HOUSTON H S

📚 09 – 12 High School
👥
826 Students
👨‍🏫
13.1:1 Class Size
💰
$17,992 Per Student
A Very Good

DORIE MILLER EL

📚 Pre-K – 05 Elementary
👥
314 Students
👨‍🏫
17.7:1 Class Size
💰
$17,992 Per Student
A Very Good

HIRSCH EL

📚 Pre-K – 05 Elementary
👥
554 Students
👨‍🏫
16.5:1 Class Size
💰
$17,992 Per Student
A Very Good

GATES EL

📚 Pre-K – 06 School
👥
158 Students
👨‍🏫
13.2:1 Class Size
💰
$17,992 Per Student
A Very Good

M L KING ACADEMY

📚 K – 08 School
👥
193 Students
👨‍🏫
12.2:1 Class Size
💰
$17,992 Per Student
B+ Above Average

CARROLL EARLY CHILDHOOD CAMPUS

📚 Pre-K – 02 Elementary Charter
👥
370 Students
👨‍🏫
15.6:1 Class Size
💰
$17,992 Per Student
B Good

IDEA NAJIM COLLEGE PREPARATORY

📚 06 – 12 High School Charter
👥
441 Students
👨‍🏫
16.4:1 Class Size
💰
$11,965 Per Student
B Good

SOUTHWEST PREPARATORY SOUTHEAST CAMPUS

📚 Pre-K – 12 K-12 Charter
👥
186 Students
👨‍🏫
13.0:1 Class Size
💰
$14,260 Per Student
C+ Average

ESSENCE PREPARATORY CHARTER SCHOOL

📚 Pre-K – 06 School Charter
👥
180 Students
👨‍🏫
18.0:1 Class Size
C Below Average

IDEA NAJIM ACADEMY

📚 K – 05 Elementary Charter
👥
602 Students
👨‍🏫
26.5:1 Class Size
💰
$11,965 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 10,094 Off-Campus Students
C
St Philip's College
14,281 students · 3.1 mi
D
Alamo Community College District Central Office
0 students · 4.9 mi
C
University of the Incarnate Word
7,251 students · 5.4 mi
B+
Trinity University
2,694 students · 5.9 mi
C
San Antonio College
18,975 students · 6.2 mi
D
UCAS University of Cosmetology Arts & Sciences
16 students · 6.5 mi
C
Miller-Motte College-STVT-San Antonio
592 students · 6.6 mi
C+
Nuvani Institute
16 students · 6.6 mi

Investor Insight: With 10,094 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What do rentals go for in San Antonio, TX?

Rental rates in San Antonio, TX average $1,481/mo. Tenant demand and $153K home values make the yield look reasonable by investor standards.

How quickly do rentals get leased in San Antonio, TX?

Vacancy risk in San Antonio, TX is elevated. That supports stable cash flow for typical rental holds.

Is San Antonio, TX a smart market for rental property?

With a 3.0/5 investability score, San Antonio, TX ranks as a solid market for rental property investors. Median prices of $153K and rents of $1,481/mo drive the underlying numbers.

How do experienced investors play San Antonio, TX?

The best-fit strategy in San Antonio, TX is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

Is the tenant base reliable in San Antonio, TX?

Tenant demand in San Antonio, TX is solid. The local workforce $1,481/mo rents across most rental classes.

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How 78220 ranks in San Antonio-New Braunfels, TX

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Cash Flow → Appreciation → Affordable → 1% Rule →
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