Real Estate Investing in Holdenville, Oklahoma (74848)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 74848 (Holdenville, OK)? Our answer, based on the numbers below.
Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 33.5% of homes vacant — above national norms.
- Flat appreciation: Values have barely moved over 5 years (1.0% CAGR).
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Holdenville, OK (74848)?
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Market Analysis: 74848 Holdenville
ZIP 74848 inside Hughes County looks affordable on the surface — median value of $90K — but the discount exists for reasons that a careful buyer should understand before committing.
Put differently, the numbers look inviting — $90K purchase price, 0.0% nominal cap — the work to hit that pro forma in 74848 is substantial and deserves full respect.
Within OK, ZIP 74848 trails on several market indicators that neighboring Hughes County submarkets outperform. The gap is real and solid enough to shape underwriting.
A solid renter share of 28% in 74848 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
trends toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Holdenville:
Property Strategy for 74848
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $49,241 | $940 | 13.7% | +0.4% | $24,620 |
| 3BR | $119,207 | $1,150 | 6.9% | +7.5% | $39,736 |
| 4BR | $167,273 | $1,340 | 5.8% | +6.8% | $41,818 |
Market Trends
Home Value History (with trend line)
📊 How Does 74848 Compare?
| Metric | 74848 | Holdenville | Oklahoma |
|---|---|---|---|
| Home Value | $89,831 | $89,831 | $214,563 |
| 5-Year CAGR | 1.0% | 1.0% | 6.9% |
| Avg Rent | $846 | $846 | - |
| Cap Rate | 7.4% | 7.4% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 74848 (Holdenville, OK). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $89,831 |
| Monthly Rent | $846 |
| Price-to-Rent | 8.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 11.3% |
| Cap Rate | 7.4% |
| 5-Year IRR | 8.4% |
📈 Home Appreciation
| 1-Year | -2.0% ▼ |
| 3-Year CAGR | -1.1% ▼ |
| 5-Year CAGR | +1.0% ▲ |
| 10-Year CAGR | +4.7% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (7.4%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.
⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 74848
Population: 7,965
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 74848
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What strategy should investors use in Holdenville, OK?
For Holdenville, OK, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.
How much do tenants pay in Holdenville, OK?
Rental rates in Holdenville, OK average $846/mo. Tenant demand and $90K home values make the yield look reasonable by investor standards.
Are renters plentiful in Holdenville, OK?
The renter base in Holdenville, OK is reasonable for the $846/mo price point. Screening well and pricing to market typically yields steady tenants.
How expensive is real estate in Holdenville, OK?
Expect median prices around $90K in Holdenville, OK. The market has run at a 0.0% 5-year CAGR, so entry costs have been reliable.
Is vacancy a concern in Holdenville, OK?
Vacancy in Holdenville, OK is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $846/mo.
You know 74848 now. You don’t know where it ranks.
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