Real Estate Investing in Fairmont, Oklahoma (73736)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Garfield • Population: 652 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 73736 (Fairmont, OK)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (77/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Higher unemployment: 7.4% unemployment — tenant risk signal.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Fairmont, OK (73736)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $232,211
Avg Monthly Rent $909
1% Rule ✗ Does Not Meet
Median Income $132,188
% Renters 6.5%

Market Analysis: 73736 Fairmont

ZIP 73736 in Fairmont, OK carries a solid set of headwinds. Home values near $232K and rents of $909/mo sit inside a market where underwriting has to be tight.

The investment case in 73736 is durable only for operators who understand what they are buying. A $232K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

The gap between 73736 and stronger Fairmont ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

A resilient renter share of 7% in 73736 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Distressed ZIPs reward experience. robust returns are possible in 73736, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Fairmont:

C+ Average
Buy Confidence Score: 69/100
Affordability
25/25
Appreciation
14/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 1.8× the median income
Value Trend
Rising (+4.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $909/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$253K$222K$191K$160K$129K$98KJul 2006Jul 2016Jul 2026

📊 How Does 73736 Compare?

Metric 73736 Fairmont Oklahoma
Home Value $232,211 $232,211 $214,563
5-Year CAGR 2.2% 2.2% 6.9%
Avg Rent $909 $909 -
Cap Rate 3.1% 3.1% -
💡 Why Invest in 73736? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 73736 (Fairmont, OK). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 73736 (Fairmont, OK)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
3.1%
Low
5yr Growth
+2.2%
Slow

📊 Market Snapshot

Home Value $232,211
Monthly Rent $909
Price-to-Rent 21.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.7%
Cap Rate 3.1%
5-Year IRR 5.3%

📈 Home Appreciation

1-Year +4.5% ▲
3-Year CAGR +1.9% ▲
5-Year CAGR +2.2% ▲
10-Year CAGR +3.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.1%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+2.2%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 73736

Population: 652

💰 Median Household Income
$132,188
This area
$132,188
State
$58,994
USA
$74,580
🏠 Renter Occupied
6.5%
This area
6.5%
State
25.6%
USA
34.0%
💼 Unemployment Rate
7.4%
This area
7.4%
State
-1.8%
USA
3.7%
🎓 College Educated
19.9%
This area
19.9%
State
14.2%
USA
33.7%
👤 Median Age
40.2 years
This area
40.2 years
State
30.2 years
USA
38.9 years
🏚️ Vacancy Rate
4.1%
This area
4.1%
State
20.2%
USA
10.5%
👥 Population by Ethnicity
White 92.1%
Other/Mixed 6.1%
Black/African American 1.9%
Hispanic/Latino 1.0%
👶 Under 18
25.8%
This area
25.8%
USA
22.0%
👴 65 and Over
20.5%
This area
20.5%
USA
17.3%
📊 Poverty Rate
3.2%
This area
3.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

2 Nearby
C
Autry Technology Center
432 students · 12.7 mi
F
Formations Institute
48 students · 13.7 mi

Frequently Asked Questions

What is the typical home price in Fairmont, OK?

Fairmont, OK home values average about $232K. That price point suits investors targeting rentals with $909/mo in monthly income.

Are renters plentiful in Fairmont, OK?

Tenant demand in Fairmont, OK is solid. The local workforce $909/mo rents across most rental classes.

Is vacancy a concern in Fairmont, OK?

Fairmont, OK sees elevated vacancy, which is reasonable relative to the broader OK rental market.

Can owner-occupants cash flow in Fairmont, OK?

The a challenging house-hack environment in Fairmont, OK reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

How does Fairmont, OK rate as a rental market?

Yes - Fairmont, OK a 3.0/5 investability score. With $232K home prices against $909/mo monthly rent, the market delivers a reasonable entry point for new investors.

You know 73736 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 73736 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans
🤖

AI Market Advisor

Ask questions about investing in 73736 (Fairmont)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 73736 (Fairmont, OK).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.