Real Estate Investing in Stilwell, Oklahoma (74960)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 74960 (Stilwell, OK)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
Rare combination of both appreciation and cash flow. These markets don't last long — worth serious consideration.
- High vacancy: 16.4% of homes vacant — above national norms.
- Elevated poverty: 20.5% poverty rate — can affect rent collection.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Stilwell, OK (74960)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 74960 Stilwell
ZIP 74960 inside Adair County looks affordable on the surface — median value of $166K — but the discount exists for reasons that a careful buyer should understand before committing.
Rent of $855/mo on a $166K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 74960 sits below the stated 0.0% once reality is priced in.
The gap between 74960 and stronger Stilwell ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Demographically, 74960 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
Experienced landlords with local relationships tend to find 74960 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Stilwell:
Property Strategy for 74960
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $110,246 | $950 | 6.2% | +11.8% | $55,123 |
| 3BR | $146,491 | $1,170 | 5.8% | +9.9% | $48,830 |
| 4BR | $235,492 | $1,260 | 3.9% | +10.4% | $58,873 |
Market Trends
Home Value History (with trend line)
📊 How Does 74960 Compare?
| Metric | 74960 | Stilwell | Oklahoma |
|---|---|---|---|
| Home Value | $165,749 | $165,749 | $214,563 |
| 5-Year CAGR | 8.4% | 8.4% | 6.9% |
| Avg Rent | $855 | $855 | - |
| Cap Rate | 4.0% | 4.0% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 74960 (Stilwell, OK). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $165,749 |
| Monthly Rent | $855 |
| Price-to-Rent | 16.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.2% |
| Cap Rate | 4.0% |
| 5-Year IRR | 12.4% |
📈 Home Appreciation
| 1-Year | +8.6% ▲ |
| 3-Year CAGR | +4.4% ▲ |
| 5-Year CAGR | +8.4% ▲ |
| 10-Year CAGR | +7.4% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 74960
Population: 11,964
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 74960
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What real estate strategy is ideal for Stilwell, OK?
Stilwell, OK investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($166K prices, $855/mo rents) make it a reasonable choice.
Is Stilwell, OK a friendly market for rental owners?
Stilwell, OK falls under OK landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.
What kind of tenants rent in Stilwell, OK?
Stilwell, OK offers a steady renter base at the $855/mo rent level. Tenant turnover is reasonable for well-managed properties.
Is Stilwell, OK a good place for real estate investing?
Stilwell, OK posts an investability rating of 3.0/5, with median home values near $166K and average rents around $855/mo. That combination puts it in the solid tier for investor interest.
What is the average home sale price in Stilwell, OK?
Typical homes in Stilwell, OK go for around $166K. The 5-year CAGR of 0.0% measured price movement.
You know 74960 now. You don’t know where it ranks.
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