Real Estate Investing in Montgomery, Louisiana (71454)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Grant Parish • Population: 2,922 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 71454 (Montgomery, LA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (57/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 35.3% of homes vacant — above national norms.
  • Declining values: -1.0% 5-year CAGR — values have moved lower.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Montgomery, LA (71454)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $111,049
Avg Monthly Rent $810
1% Rule ✗ Does Not Meet
Median Income $54,127
% Renters 14.7%

Market Analysis: 71454 Montgomery

ZIP 71454 inside Grant Parish looks affordable on the surface — median value of $111K — but the discount exists for reasons that a careful buyer should understand before committing.

For an experienced owner, 71454 can be a a strong candidate for hunting ground — but the discount at $111K reflects genuine risk that outside investors often underestimate.

Nearby ZIPs in Montgomery have seen price recovery that 71454 has not matched. Grant Parish data supports the view that the spread is structural rather than temporary.

The 71454 ZIP's population of 2,922 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that records the need for careful underwriting.

tilts toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Montgomery:

C Below Average
Buy Confidence Score: 58/100
Affordability
25/25
Appreciation
5/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.1× the median income
Value Trend
Rising (+6.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $810/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Alexandria, LA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
6.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Alexandria, LA metro data

Market Trends

Home Value History (with trend line)

$133K$126K$118K$111K$104K$96KFeb 2016May 2021Jul 2026

📊 How Does 71454 Compare?

Metric 71454 Montgomery Alexandria, LA Louisiana
Home Value $111,049 $111,049 N/A $207,909
5-Year CAGR N/A N/A N/A 0.7%
Avg Rent $810 $810 N/A -
Cap Rate 5.7% 5.7% - -
💡 Why Invest in 71454? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 71454 (Montgomery, LA). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 71454 (Montgomery, LA)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
5.7%
Fair
5yr Growth
-1.0%
Declining

📉 Market Crash Risk Index

Based on Alexandria, LA metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
63%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $111,049
Monthly Rent $810
Price-to-Rent 11.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.8%
Cap Rate 5.7%
5-Year IRR 4.7%

📈 Home Appreciation

1-Year +6.9% ▲
3-Year CAGR -2.7% ▼
5-Year CAGR -1.0% ▼
10-Year CAGR -0.8% ▼

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
35.3%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
-1.0%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 71454

Population: 2,922

💰 Median Household Income
$54,127
This area
$54,127
State
$55,539
USA
$74,580
🏠 Renter Occupied
14.7%
This area
14.7%
State
27.4%
USA
34.0%
💼 Unemployment Rate
1.5%
This area
1.5%
State
-18.7%
USA
3.7%
🎓 College Educated
11.9%
This area
11.9%
State
-4.6%
USA
33.7%
👤 Median Age
41.7 years
This area
41.7 years
State
-6.3 years
USA
38.9 years
🏚️ Vacancy Rate
35.3%
This area
35.3%
State
20.4%
USA
10.5%
👥 Population by Ethnicity
White 75.0%
Other/Mixed 13.1%
Black/African American 11.8%
Hispanic/Latino 5.5%
👶 Under 18
17.0%
This area
17.0%
USA
22.0%
👴 65 and Over
19.6%
This area
19.6%
USA
17.3%
📊 Poverty Rate
9.8%
This area
9.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 71454

B+ Avg School Grade
2 Schools
13.2:1 Avg Class Size
$14,841 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Verda Elementary School

📚 Pre-K – 05 Elementary
👥
237 Students
👨‍🏫
11.3:1 Class Size
💰
$14,841 Per Student
B+ Above Average

Montgomery High School

📚 06 – 12 High School
👥
264 Students
👨‍🏫
15.1:1 Class Size
💰
$14,841 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 1,424 Off-Campus Students
C+
Northwestern State University of Louisiana
8,847 students · 14.5 mi

Investor Insight: With 1,424 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What monthly rent should investors expect in Montgomery, LA?

Expect rents around $810/mo per month in Montgomery, LA. With home values at $111K, the yield math works out to reasonable levels for rental investors.

How tight is the rental market in Montgomery, LA?

Occupancy in Montgomery, LA runs consistent with elevated vacancy. Well-priced units at $810/mo lease on reasonable timelines.

Should investors consider Montgomery, LA?

Investors tracking Montgomery, LA will find a 3.0/5 rating supported by $111K median home values and $810/mo rents. That profile suits long-term holders targeting consistent returns.

How strong is the working-renter base in Montgomery, LA?

Montgomery, LA draws a reliable base of working renters. Demand at the $810/mo rent level is reasonable for standard single-family and small multi rentals.

Is rental property easy to operate in Montgomery, LA?

Montgomery, LA falls under LA landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

You know 71454 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 71454 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 71454 ranks in Alexandria, LA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 71454 (Montgomery)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 71454 (Montgomery, LA).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.