Real Estate Investing in Sutherland, Nebraska (69165)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Lincoln County • Population: 1,894 • Data updated: September 2026

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Should you buy in 69165 (Sutherland, NE)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 14.4% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Sutherland, NE (69165)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $233,745
Avg Monthly Rent $936
1% Rule ✗ Does Not Meet
Median Income $82,900
% Renters 28.0%

Market Analysis: 69165 Sutherland

The 69165 ZIP covers a section of Sutherland that demands careful diligence. Prices near $234K look accessible, but the work to make a deal cash flow is real.

For an experienced owner, 69165 can be a a credible choice for hunting ground — but the discount at $234K reflects genuine risk that outside investors often underestimate.

Meanwhile, 69165 offers a low basis, the region around Sutherland has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Demographically, 69165 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Distressed ZIPs reward experience. solid returns are possible in 69165, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Sutherland:

B Good
Buy Confidence Score: 70/100
Affordability
20/25
Appreciation
22/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.8× the median income
Value Trend
Rising (+5.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $936/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
North Platte, NE Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
8.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from North Platte, NE metro data
🏠

Property Strategy for 69165

Which property type performs best in this market?

Best for Cash Flow
2BR
5.8% cap rate
Best for Appreciation
3BR
+6.6% 5yr CAGR
Best Overall Value
2BR
$64,402/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $128,804 $1,040 5.8% +4.9% $64,402
3BR $207,843 $1,250 4.3% +6.6% $69,281
4BR $257,886 $1,490 4.2% $64,471

Market Trends

Home Value History (with trend line)

$245K$216K$187K$157K$128K$98KJan 2007Oct 2016Jul 2026

📊 How Does 69165 Compare?

Metric 69165 Sutherland North Platte, NE Nebraska
Home Value $233,745 $233,745 N/A $269,423
5-Year CAGR 6.1% 6.1% N/A 6.7%
Avg Rent $936 $936 N/A -
Cap Rate 3.1% 3.1% - -
💡 Why Invest in 69165? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 69165 (Sutherland, NE). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.1%
Low
5yr Growth
+6.1%
Strong

📉 Market Crash Risk Index

Based on North Platte, NE metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
57%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $233,745
Monthly Rent $936
Price-to-Rent 20.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.8%
Cap Rate 3.1%
5-Year IRR 9.2%

📈 Home Appreciation

1-Year +5.7% ▲
3-Year CAGR +4.0% ▲
5-Year CAGR +6.1% ▲
10-Year CAGR +5.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
14.4%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.1%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 69165

Population: 1,894

💰 Median Household Income
$82,900
This area
$82,900
State
$70,851
USA
$74,580
🏠 Renter Occupied
28.0%
This area
28.0%
State
22.7%
USA
34.0%
💼 Unemployment Rate
1.5%
This area
1.5%
State
-5.2%
USA
3.7%
🎓 College Educated
20.6%
This area
20.6%
State
15.7%
USA
33.7%
👤 Median Age
43.4 years
This area
43.4 years
State
33.1 years
USA
38.9 years
🏚️ Vacancy Rate
14.4%
This area
14.4%
State
15.6%
USA
10.5%
👥 Population by Ethnicity
White 96.0%
Other/Mixed 2.7%
Hispanic/Latino 2.0%
Asian 0.8%
Black/African American 0.5%
👶 Under 18
19.9%
This area
19.9%
USA
22.0%
👴 65 and Over
21.2%
This area
21.2%
USA
17.3%
📊 Poverty Rate
3.2%
This area
3.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 69165

B+ Avg School Grade
2 Schools
12.1:1 Avg Class Size
$16,686 Avg Per Pupil

Schools in This ZIP Code

A Very Good

SUTHERLAND HIGH SCHOOL

📚 07 – 12 High School
👥
136 Students
👨‍🏫
10.1:1 Class Size
💰
$16,686 Per Student
B+ Above Average

SUTHERLAND ELEMENTARY SCHOOL

📚 Pre-K – 06 School
👥
158 Students
👨‍🏫
14.1:1 Class Size
💰
$16,686 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Is Sutherland, NE a good place for real estate investing?

Sutherland, NE registers an investability rating of 3.0/5, with median home values near $234K and average rents around $936/mo. That combination puts it in the substantial tier for investor interest.

How high is vacancy risk in Sutherland, NE?

Sutherland, NE carries elevated vacancy risk. Expect consistent absorption at market rents of $936/mo.

What do rentals go for in Sutherland, NE?

Rental rates in Sutherland, NE average $936/mo. Tenant demand and $234K home values make the yield look reasonable by investor standards.

What strategy should investors use in Sutherland, NE?

A careful cash-flow rentals with hands-on management strategy Sutherland, NE best. The market produces stable results for that approach at the $234K price point.

How deep is the rental pool in Sutherland, NE?

The tenant pool in Sutherland, NE is solid, supported by local employment and population fundamentals. Rents of $936/mo are well-absorbed by the market.

You know 69165 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 69165 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 69165 ranks in North Platte, NE

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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