Real Estate Investing in Oshkosh, Nebraska (69154)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 69154 (Oshkosh, NE)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 19.6% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Oshkosh, NE (69154)?
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Market Analysis: 69154 Oshkosh
This part of Garden County is not an easy win. The 69154 ZIP posts softness in key indicators, and the playbook that works in cleaner markets often stalls here.
The 69154 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
ZIP 69154's metrics run below Garden County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
The 69154 ZIP's population of 1,077 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that stands at the need for careful underwriting.
The right play in 69154 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Oshkosh:
Property Strategy for 69154
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $114,105 | $1,040 | 6.6% | +3.8% | $57,053 |
| 3BR | $199,634 | $1,250 | 4.5% | +5.6% | $66,545 |
Market Trends
Home Value History (with trend line)
📊 How Does 69154 Compare?
| Metric | 69154 | Oshkosh | Nebraska |
|---|---|---|---|
| Home Value | $163,596 | $163,596 | $269,423 |
| 5-Year CAGR | 2.4% | 2.4% | 6.7% |
| Avg Rent | $936 | $936 | - |
| Cap Rate | 4.5% | 4.5% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 69154 (Oshkosh, NE). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $163,596 |
| Monthly Rent | $936 |
| Price-to-Rent | 14.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.9% |
| Cap Rate | 4.5% |
| 5-Year IRR | 6.8% |
📈 Home Appreciation
| 1-Year | -2.2% ▼ |
| 3-Year CAGR | -0.2% ▼ |
| 5-Year CAGR | +2.4% ▲ |
| 10-Year CAGR | +5.0% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 69154
Population: 1,077
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 69154
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Is Oshkosh, NE a smart market for rental property?
With a 3.0/5 investability score, Oshkosh, NE ranks as a solid market for rental property investors. Median prices of $164K and rents of $936/mo drive the underlying numbers.
What is the average monthly rent in Oshkosh, NE?
Expect rents around $936/mo per month in Oshkosh, NE. With home values at $164K, the yield math works out to reasonable levels for rental investors.
How landlord-friendly is Oshkosh, NE?
Landlord-friendliness in Oshkosh, NE is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.
What approach is best for Oshkosh, NE real estate?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Oshkosh, NE. The numbers - $164K homes against $936/mo rents - support that play.
Do landlords face vacancy issues in Oshkosh, NE?
Expect elevated vacancy in Oshkosh, NE. Rents at $936/mo are absorbed by the tenant base without meaningful lag.
You know 69154 now. You don’t know where it ranks.
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