Real Estate Investing in Cozad, Nebraska (69130)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 69130 (Cozad, NE)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 11.8% vacancy may signal weakening demand.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Cozad, NE (69130)?
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Market Analysis: 69130 Cozad
Looking more closely, ZIP 69130 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $179K median. It rewards specialists, not generalists.
The investment case in 69130 is healthy only for operators who understand what they are buying. A $179K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
Regionally, 69130 sits on the difficult end of the NE spectrum. The a solid fit for read — for disciplined operators — is that pricing reflects the difficulty.
Employment concentration in 69130 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
seems to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Cozad:
Property Strategy for 69130
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $117,748 | $960 | 5.9% | +8.4% | $58,874 |
| 3BR | $186,015 | $1,220 | 4.7% | +7.8% | $62,005 |
| 4BR | $240,467 | $1,270 | 3.8% | +7.5% | $60,117 |
Market Trends
Home Value History (with trend line)
📊 How Does 69130 Compare?
| Metric | 69130 | Cozad | Lexington, NE | Nebraska |
|---|---|---|---|---|
| Home Value | $179,035 | $179,035 | N/A | $269,423 |
| 5-Year CAGR | 6.1% | 6.1% | N/A | 6.7% |
| Avg Rent | $864 | $864 | N/A | - |
| Cap Rate | 3.8% | 3.8% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 69130 (Cozad, NE). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $179,035 |
| Monthly Rent | $864 |
| Price-to-Rent | 17.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.8% |
| Cap Rate | 3.8% |
| 5-Year IRR | 9.8% |
📈 Home Appreciation
| 1-Year | +4.1% ▲ |
| 3-Year CAGR | +4.2% ▲ |
| 5-Year CAGR | +6.1% ▲ |
| 10-Year CAGR | +6.5% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 69130
Population: 5,056
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 69130
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What price range are homes in Cozad, NE?
Median home price in Cozad, NE is near $179K, with a 5-year CAGR of 0.0%. Prices have been consistent and supportive of buy-and-hold strategies.
Is Cozad, NE a smart market for rental property?
The 3.0/5 investability rating in Cozad, NE reflects its $179K prices and $864/mo rents. Investors generally consider it a solid option within NE.
Are there empty rentals in Cozad, NE?
Vacancy in Cozad, NE is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $864/mo.
How landlord-friendly is Cozad, NE?
Landlord-friendliness in Cozad, NE is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.
Are renters plentiful in Cozad, NE?
Cozad, NE draws a stable base of working renters. Demand at the $864/mo rent level is reasonable for standard single-family and small multi rentals.
You know 69130 now. You don’t know where it ranks.
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How 69130 ranks in Lexington, NE
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