Real Estate Investing in Scotia, Nebraska (68875)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 68875 (Scotia, NE)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- High vacancy: 25.7% of homes vacant — above national norms.
- Flat appreciation: Values have barely moved over 5 years (1.2% CAGR).
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Scotia, NE (68875)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 68875 Scotia
The 68875 ZIP covers a section of Scotia that demands careful diligence. Prices near $213K look accessible, but the work to make a deal cash flow is real.
Distressed markets are won on execution, not on spreadsheets. ZIP 68875 stands at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
Statewide comparisons place 68875 among NE's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
Employment concentration in 68875 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
Strategically, 68875 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Scotia:
Market Trends
Home Value History (with trend line)
📊 How Does 68875 Compare?
| Metric | 68875 | Scotia | Nebraska |
|---|---|---|---|
| Home Value | $213,434 | $213,434 | $269,423 |
| 5-Year CAGR | 1.2% | 1.2% | 6.7% |
| Avg Rent | $864 | $864 | - |
| Cap Rate | 3.2% | 3.2% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 68875 (Scotia, NE). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $213,434 |
| Monthly Rent | $864 |
| Price-to-Rent | 20.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.9% |
| Cap Rate | 3.2% |
| 5-Year IRR | 4.4% |
📈 Home Appreciation
| 1-Year | +9.6% ▲ |
| 3-Year CAGR | +1.9% ▲ |
| 5-Year CAGR | +1.2% ▲ |
| 10-Year CAGR | +6.5% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 68875
Population: 627
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 68875
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How viable is house hacking in Scotia, NE?
The house hack math a challenging in Scotia, NE. Owner-occupant buyers benefit from the $864/mo rents and $213K home values.
Is the tenant base reliable in Scotia, NE?
The renter base in Scotia, NE is reasonable for the $864/mo price point. Screening well and pricing to market typically yields reliable tenants.
Is rental property easy to operate in Scotia, NE?
Landlord-friendliness in Scotia, NE is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.
Is real estate in Scotia, NE a good investment right now?
Scotia, NE scores 2.0/5 for investability. Home values sit at $213K and rents near $864/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
How much does a house cost in Scotia, NE?
Homes in Scotia, NE typically sell near $213K. Prices have moved at a 0.0% 5-year CAGR, which steady long-term demand.
You know 68875 now. You don’t know where it ranks.
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