Real Estate Investing in Ponca, Nebraska (68770)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 68770 (Ponca, NE)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 16.0% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Ponca, NE (68770)?
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Market Analysis: 68770 Ponca
ZIP 68770 inside Dixon County looks affordable on the surface — median value of $237K — but the discount exists for reasons that a careful buyer should understand before committing.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 68770 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
Nearby ZIPs in Ponca have seen price recovery that 68770 has not matched. Dixon County data supports the view that the spread is structural rather than temporary.
Who lives in 68770 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
Experienced landlords with local relationships tend to find 68770 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Ponca:
Market Trends
Home Value History (with trend line)
📊 How Does 68770 Compare?
| Metric | 68770 | Ponca | Sioux City, IA-NE-SD | Nebraska |
|---|---|---|---|---|
| Home Value | $236,937 | $236,937 | N/A | $269,423 |
| 5-Year CAGR | 6.5% | 6.5% | N/A | 6.7% |
| Avg Rent | $864 | $864 | N/A | - |
| Cap Rate | 2.8% | 2.8% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 68770 (Ponca, NE). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $236,937 |
| Monthly Rent | $864 |
| Price-to-Rent | 22.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.4% |
| Cap Rate | 2.8% |
| 5-Year IRR | 9.4% |
📈 Home Appreciation
| 1-Year | +10.1% ▲ |
| 3-Year CAGR | +5.7% ▲ |
| 5-Year CAGR | +6.5% ▲ |
| 10-Year CAGR | +5.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 68770
Population: 1,387
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 68770
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Is housing expensive in Ponca, NE?
Ponca, NE home values average about $237K. That price point suits investors targeting rentals with $864/mo in monthly income.
How deep is the rental pool in Ponca, NE?
The tenant pool in Ponca, NE is solid, supported by local employment and population fundamentals. Rents of $864/mo are well-absorbed by the market.
Does a duplex house hack pencil in Ponca, NE?
The a challenging house-hack environment in Ponca, NE reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
Does Ponca, NE favor landlords or tenants?
Ponca, NE operates under NE law, which is landlord-friendly overall for landlords. Expect steady treatment in typical lease and eviction cases.
How much do tenants pay in Ponca, NE?
Rent in Ponca, NE is around $864/mo. The resulting rent-to-value relationship with $237K pricing is reasonable for most investor models.
You know 68770 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 68770 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 68770 ranks in Sioux City, IA-NE-SD
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