Real Estate Investing in Stuart, Nebraska (68780)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Holt County • Population: 960 • Data updated: September 2026

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Should you buy in 68780 (Stuart, NE)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 19.2% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Stuart, NE (68780)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $225,018
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $74,323
% Renters 23.1%

Market Analysis: 68780 Stuart

The 68780 ZIP in Stuart, NE is a local-operator market. Outside capital chasing a $225K entry has to pair deep knowledge with the discount.

The investment case in 68780 is robust only for operators who understand what they are buying. A $225K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Regionally, 68780 sits on the difficult end of the NE spectrum. The worth a close look for read — for disciplined operators — is that pricing reflects the difficulty.

Who lives in 68780 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

The 68780 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Stuart:

B Good
Buy Confidence Score: 72/100
Affordability
20/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 3× the median income
Value Trend
Rising (+15.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$234K$220K$205K$190K$176K$161KFeb 2021Nov 2023Jul 2026

📊 How Does 68780 Compare?

Metric 68780 Stuart Nebraska
Home Value $225,018 $225,018 $269,423
5-Year CAGR 5.8% 5.8% 6.7%
Avg Rent $873 $873 -
Cap Rate 3.0% 3.0% -
💡 Why Invest in 68780? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 68780 (Stuart, NE). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.0%
Low
5yr Growth
+5.8%
Moderate

📊 Market Snapshot

Home Value $225,018
Monthly Rent $873
Price-to-Rent 21.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.7%
Cap Rate 3.0%
5-Year IRR 8.9%

📈 Home Appreciation

1-Year +15.8% ▲
3-Year CAGR +6.5% ▲
5-Year CAGR +5.8% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
19.2%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.8%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 68780

Population: 960

💰 Median Household Income
$74,323
This area
$74,323
State
$70,851
USA
$74,580
🏠 Renter Occupied
23.1%
This area
23.1%
State
22.7%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-5.2%
USA
3.7%
🎓 College Educated
29.2%
This area
29.2%
State
15.7%
USA
33.7%
👤 Median Age
37.2 years
This area
37.2 years
State
33.1 years
USA
38.9 years
🏚️ Vacancy Rate
19.2%
This area
19.2%
State
15.6%
USA
10.5%
👥 Population by Ethnicity
White 98.6%
Other/Mixed 1.3%
Asian 0.1%
👶 Under 18
24.8%
This area
24.8%
USA
22.0%
👴 65 and Over
16.1%
This area
16.1%
USA
17.3%
📊 Poverty Rate
9.6%
This area
9.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 68780

A+ Avg School Grade
2 Schools
9.4:1 Avg Class Size
$21,289 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

STUART ELEMENTARY SCHOOL

📚 Pre-K – 06 School
👥
122 Students
👨‍🏫
11.7:1 Class Size
💰
$21,289 Per Student
A Very Good

STUART HIGH SCHOOL

📚 07 – 12 High School
👥
79 Students
👨‍🏫
7.1:1 Class Size
💰
$21,289 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How quickly do rentals get leased in Stuart, NE?

Vacancy risk in Stuart, NE is elevated. That supports stable cash flow for typical rental holds.

Is Stuart in NE worth investing in?

Our data puts Stuart, NE at 3.0/5 for investability. Home prices of $225K and rents around $873/mo create a solid backdrop for investor activity.

What real estate strategy is ideal for Stuart, NE?

For Stuart, NE, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

Is rental property easy to operate in Stuart, NE?

Landlord-friendliness in Stuart, NE is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

How expensive is real estate in Stuart, NE?

Median home price in Stuart, NE is near $225K, with a 5-year CAGR of 0.0%. Prices have been consistent and supportive of buy-and-hold strategies.

You know 68780 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 68780 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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