Real Estate Investing in Lindsay, Nebraska (68644)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 68644 (Lindsay, NE)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High price-to-rent: Price-to-rent ratio 38.8 — hard to cash-flow at these prices.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Lindsay, NE (68644)?
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Market Analysis: 68644 Lindsay
ZIP 68644 in Lindsay, NE carries a robust set of headwinds. Home values near $402K and rents of $864/mo sit inside a market where underwriting has to be tight.
Rent of $864/mo on a $402K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 68644 sits below the stated 0.0% once reality is priced in.
Within NE, ZIP 68644 trails on several market indicators that neighboring Platte County submarkets outperform. The gap is real and significant enough to shape underwriting.
Demographically, 68644 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
The right play in 68644 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Lindsay:
Market Trends
Home Value History (with trend line)
📊 How Does 68644 Compare?
| Metric | 68644 | Lindsay | Columbus, NE | Nebraska |
|---|---|---|---|---|
| Home Value | $402,407 | $402,407 | N/A | $269,423 |
| 5-Year CAGR | 8.0% | 8.0% | N/A | 6.7% |
| Avg Rent | $864 | $864 | N/A | - |
| Cap Rate | 1.7% | 1.7% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 68644 (Lindsay, NE). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $402,407 |
| Monthly Rent | $864 |
| Price-to-Rent | 38.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 2.6% |
| Cap Rate | 1.7% |
| 5-Year IRR | 9.7% |
📈 Home Appreciation
| 1-Year | +8.3% ▲ |
| 3-Year CAGR | +6.9% ▲ |
| 5-Year CAGR | +8.0% ▲ |
| 10-Year CAGR | +7.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 68644
Population: 771
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 68644
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Is Lindsay, NE a good market for buy-and-hold investors?
Lindsay, NE scores 3.0/5 for investability. Home values sit at $402K and rents near $864/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
How much rent can I charge in Lindsay, NE?
Rental rates in Lindsay, NE average $864/mo. Tenant demand and $402K home values make the yield look reasonable by investor standards.
Is vacancy a concern in Lindsay, NE?
Occupancy in Lindsay, NE runs consistent with elevated vacancy. Well-priced units at $864/mo lease on reasonable timelines.
What does house hacking look like in Lindsay, NE?
House hacking works a challenging in Lindsay, NE. Rents of $864/mo against $402K acquisition make the strategy solid for owner-occupants.
How much does a house cost in Lindsay, NE?
The median home value in Lindsay, NE is roughly $402K. That puts it reasonable relative to the NE statewide average.
You know 68644 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 68644 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 68644 ranks in Columbus, NE
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