Real Estate Investing in Sainte Genevieve, Missouri (63670)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Sainte Genevieve County • Population: 12,294 • Data updated: September 2026

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Should you buy in 63670 (Sainte Genevieve, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 12.2% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Sainte Genevieve, MO (63670)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $252,002
Avg Monthly Rent $846
1% Rule ✗ Does Not Meet
Median Income $61,588
% Renters 20.8%

Market Analysis: 63670 Sainte Genevieve

Investors eyeing 63670 need to respect the fundamentals at play. Home values of $252K come alongside slower price movement and elevated management overhead.

The investment case in 63670 is significant only for operators who understand what they are buying. A $252K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

ZIP 63670's metrics run below Sainte Genevieve County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Who lives in 63670 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

New investors are better served looking at Sainte Genevieve's stable or hybrid ZIPs before stepping into 63670. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Sainte Genevieve:

B Good
Buy Confidence Score: 71/100
Affordability
15/25
Appreciation
22/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.1× the median income
Value Trend
Rising (+7.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $846/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 63670

Which property type performs best in this market?

Best for Cash Flow
2BR
4.4% cap rate
Best for Appreciation
3BR
+10.1% 5yr CAGR
Best Overall Value
4BR
$69,070/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $154,441 $940 4.4% +9.0% $77,220
3BR $233,321 $1,130 3.5% +10.1% $77,774
4BR $276,279 $1,580 4.1% $69,070

Market Trends

Home Value History (with trend line)

$262K$232K$202K$173K$143K$113KFeb 2016May 2021Jul 2026

📊 How Does 63670 Compare?

Metric 63670 Sainte Genevieve Missouri
Home Value $252,002 $252,002 $254,657
5-Year CAGR 6.9% 6.9% 7.0%
Avg Rent $846 $846 -
Cap Rate 2.6% 2.6% -
💡 Why Invest in 63670? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 63670 (Sainte Genevieve, MO). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.6%
Low
5yr Growth
+6.9%
Strong

📊 Market Snapshot

Home Value $252,002
Monthly Rent $846
Price-to-Rent 24.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.0%
Cap Rate 2.6%
5-Year IRR 9.5%

📈 Home Appreciation

1-Year +7.2% ▲
3-Year CAGR +5.7% ▲
5-Year CAGR +6.9% ▲
10-Year CAGR +6.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
12.2%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.9%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 63670

Population: 12,294

💰 Median Household Income
$61,588
This area
$61,588
State
$62,768
USA
$74,580
🏠 Renter Occupied
20.8%
This area
20.8%
State
23.7%
USA
34.0%
💼 Unemployment Rate
3.2%
This area
3.2%
State
-8.1%
USA
3.7%
🎓 College Educated
17.0%
This area
17.0%
State
8.6%
USA
33.7%
👤 Median Age
42.5 years
This area
42.5 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
12.2%
This area
12.2%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 93.8%
Other/Mixed 4.0%
Hispanic/Latino 1.7%
Black/African American 1.4%
Asian 0.8%
👶 Under 18
21.3%
This area
21.3%
USA
22.0%
👴 65 and Over
19.8%
This area
19.8%
USA
17.3%
📊 Poverty Rate
6.8%
This area
6.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 63670

A Avg School Grade
3 Schools
12.0:1 Avg Class Size
$15,757 Avg Per Pupil

Schools in This ZIP Code

A Very Good

STE. GENEVIEVE ELEM.

📚 Pre-K – 05 Elementary
👥
573 Students
👨‍🏫
11.5:1 Class Size
💰
$15,757 Per Student
A Very Good

STE. GENEVIEVE SR. HIGH

📚 09 – 12 High School
👥
533 Students
👨‍🏫
11.8:1 Class Size
💰
$15,757 Per Student
A Very Good

STE. GENEVIEVE MIDDLE

📚 06 – 08 Middle
👥
407 Students
👨‍🏫
12.8:1 Class Size
💰
$15,757 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What is the investability score for Sainte Genevieve, MO?

Sainte Genevieve, MO scores 3.0/5 for investability. Home values sit at $252K and rents near $846/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

How do experienced investors play Sainte Genevieve, MO?

In Sainte Genevieve, MO the significant play is typically careful cash-flow rentals with hands-on management. The combination of $252K prices and $846/mo rents suits that approach.

What kind of vacancy should I budget for in Sainte Genevieve, MO?

Vacancy risk in Sainte Genevieve, MO is elevated. That supports measured cash flow for typical rental holds.

What is the renter demographic in Sainte Genevieve, MO?

Expect a solid tenant pool in Sainte Genevieve, MO. The rental market absorbs $846/mo rents without meaningful friction.

What are rental rates like in Sainte Genevieve, MO?

Expect rents around $846/mo per month in Sainte Genevieve, MO. With home values at $252K, the yield math works out to reasonable levels for rental investors.

You know 63670 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 63670 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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