Real Estate Investing in Camp Point, Illinois (62320)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 62320 (Camp Point, IL)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 9.0% vacancy may signal weakening demand.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Camp Point, IL (62320)?
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Market Analysis: 62320 Camp Point
ZIP 62320 inside Adams looks affordable on the surface — median value of $208K — but the discount exists for reasons that a careful buyer should understand before committing.
The investment case in 62320 is sturdy only for operators who understand what they are buying. A $208K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
Statewide comparisons place 62320 among IL's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
A notable renter share of 19% in 62320 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
Experienced landlords with local relationships tend to find 62320 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Camp Point:
Market Trends
Home Value History (with trend line)
📊 How Does 62320 Compare?
| Metric | 62320 | Camp Point | Illinois |
|---|---|---|---|
| Home Value | $208,222 | $208,222 | $279,761 |
| 5-Year CAGR | 3.3% | 3.3% | 6.6% |
| Avg Rent | $837 | $837 | - |
| Cap Rate | 3.1% | 3.1% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 62320 (Camp Point, IL). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $208,222 |
| Monthly Rent | $837 |
| Price-to-Rent | 20.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.8% |
| Cap Rate | 3.1% |
| 5-Year IRR | 6.4% |
📈 Home Appreciation
| 1-Year | +19.7% ▲ |
| 3-Year CAGR | +0.4% ▲ |
| 5-Year CAGR | +3.3% ▲ |
| 10-Year CAGR | +3.5% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 62320
Population: 2,431
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 62320
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How tight is the rental market in Camp Point, IL?
Vacancy risk in Camp Point, IL is elevated. That supports stable cash flow for typical rental holds.
Is Camp Point, IL a smart market for rental property?
The 3.0/5 investability rating in Camp Point, IL reflects its $208K prices and $837/mo rents. Investors generally consider it a solid option within IL.
What are home prices like in Camp Point, IL?
The median home value in Camp Point, IL is roughly $208K. That puts it reasonable relative to the IL statewide average.
How landlord-friendly is Camp Point, IL?
Landlord-friendliness in Camp Point, IL is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.
Are renters plentiful in Camp Point, IL?
Working renters make up the core of the Camp Point, IL tenant base. The pool is reasonable for investors targeting long-term holds.
You know 62320 now. You don’t know where it ranks.
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