Real Estate Investing in O Fallon, Illinois (62269)
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Should you buy in 62269 (O Fallon, IL)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
What’s happening in O Fallon, IL (62269)?
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Market Analysis: 62269 O Fallon
The 62269 ZIP covers a section of O Fallon that demands careful diligence. Prices near $318K look accessible, but the work to make a deal cash flow is real.
The 62269 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Nearby ZIPs in O Fallon have seen price recovery that 62269 has not matched. Saint Clair County data supports the view that the spread is structural rather than temporary.
Turning to rents, 35,536 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
Distressed ZIPs reward experience. robust returns are possible in 62269, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in O Fallon:
Property Strategy for 62269
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $165,619 | $1,420 | 6.2% | +6.8% | $82,810 |
| 3BR | $266,480 | $1,830 | 4.9% | +7.9% | $88,827 |
| 4BR | $383,662 | $2,110 | 4.0% | +7.6% | $95,915 |
| 5BR | $486,329 | — | — | +7.3% | $97,266 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 62269 Compare?
| Metric | 62269 | O Fallon | St. Louis, MO-IL | Illinois |
|---|---|---|---|---|
| Home Value | $318,263 | $318,263 | N/A | $279,761 |
| 5-Year CAGR | 5.4% | 5.4% | N/A | 6.6% |
| Avg Rent | $1,732 | $1,732 | N/A | - |
| Cap Rate | 4.3% | 4.3% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 62269 (O Fallon, IL). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $318,263 |
| Monthly Rent | $1,732 |
| Price-to-Rent | 15.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.5% |
| Cap Rate | 4.3% |
| 5-Year IRR | 9.6% |
📈 Home Appreciation
| 1-Year | +6.0% ▲ |
| 3-Year CAGR | +4.3% ▲ |
| 5-Year CAGR | +5.4% ▲ |
| 10-Year CAGR | +5.4% ▲ |
🏠 Rent Trends
| 1-Year | +17.4% ▲ |
| 3-Year CAGR | +8.5% ▲ |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 62269
Population: 35,536
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 62269
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 5,374 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How does O Fallon, IL rate as a rental market?
O Fallon, IL rates 3.0/5 for investability. With median values at $318K and rents near $1,732/mo, the market offers reasonable fundamentals for rental investors.
Is rental property easy to operate in O Fallon, IL?
The landlord environment in O Fallon, IL is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.
What monthly rent should investors expect in O Fallon, IL?
Average rent in O Fallon, IL is approximately $1,732/mo per month. Against $318K home values that yields a reasonable rent-to-price ratio.
What are vacancy rates like in O Fallon, IL?
O Fallon, IL sees elevated vacancy, which is reasonable relative to the broader IL rental market.
What investment strategy works best in O Fallon, IL?
Most investors in O Fallon, IL run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.
You know 62269 now. You don’t know where it ranks.
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How 62269 ranks in St. Louis, MO-IL
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