Real Estate Investing in Sidney, Illinois (61877)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 61877 (Sidney, IL)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Sidney, IL (61877)?
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Market Analysis: 61877 Sidney
The 61877 ZIP in Sidney, IL is a local-operator market. Outside capital chasing a $238K entry has to pair deep knowledge with the discount.
Rent of $1,107/mo on a $238K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 61877 sits below the stated 0.0% once reality is priced in.
ZIP 61877's metrics run below Champaign County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
On the rental side, 1,055 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
The 61877 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Sidney:
Market Trends
Home Value History (with trend line)
📊 How Does 61877 Compare?
| Metric | 61877 | Sidney | Champaign-Urbana, IL | Illinois |
|---|---|---|---|---|
| Home Value | $237,682 | $237,682 | N/A | $279,761 |
| 5-Year CAGR | 6.4% | 6.4% | N/A | 6.6% |
| Avg Rent | $1,107 | $1,107 | N/A | - |
| Cap Rate | 3.6% | 3.6% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 61877 (Sidney, IL). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $237,682 |
| Monthly Rent | $1,107 |
| Price-to-Rent | 17.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.6% |
| Cap Rate | 3.6% |
| 5-Year IRR | 10.0% |
📈 Home Appreciation
| 1-Year | +11.9% ▲ |
| 3-Year CAGR | +7.3% ▲ |
| 5-Year CAGR | +6.4% ▲ |
| 10-Year CAGR | +5.2% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 61877
Population: 1,055
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Investor Insight: With 3,857 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What is the median home value in Sidney, IL?
Expect median prices around $238K in Sidney, IL. The market has run at a 0.0% 5-year CAGR, so entry costs have been stable.
Are renters plentiful in Sidney, IL?
Working renters make up the core of the Sidney, IL tenant base. The pool is reasonable for investors targeting long-term holds.
What is the smart move for investors in Sidney, IL?
Most investors in Sidney, IL run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.
How high is vacancy risk in Sidney, IL?
Sidney, IL carries elevated vacancy risk. Expect steady absorption at market rents of $1,107/mo.
How do landlord-tenant laws work in Sidney, IL?
IL law landlord-friendly for landlords, and Sidney inherits those rules. Investors should still review local ordinances for rental licensing.
You know 61877 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 61877 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 61877 ranks in Champaign-Urbana, IL
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