Real Estate Investing in Sidney, Illinois (61877)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Champaign County • Population: 1,055 • Data updated: September 2026

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Should you buy in 61877 (Sidney, IL)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (79/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Sidney, IL (61877)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $237,682
Avg Monthly Rent $1,107
1% Rule ✗ Does Not Meet
Median Income $90,156
% Renters 14.1%

Market Analysis: 61877 Sidney

The 61877 ZIP in Sidney, IL is a local-operator market. Outside capital chasing a $238K entry has to pair deep knowledge with the discount.

Rent of $1,107/mo on a $238K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 61877 sits below the stated 0.0% once reality is priced in.

ZIP 61877's metrics run below Champaign County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

On the rental side, 1,055 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

The 61877 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Sidney:

B Good
Buy Confidence Score: 74/100
Affordability
20/25
Appreciation
22/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.6× the median income
Value Trend
Rising (+11.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,107/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Champaign-Urbana, IL Metro Area
More inventory, negotiating room for buyers
45 days
Average time to sell
Average
11.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Champaign-Urbana, IL metro data

Market Trends

Home Value History (with trend line)

$247K$221K$194K$168K$142K$116KJul 2006Jul 2016Jul 2026

📊 How Does 61877 Compare?

Metric 61877 Sidney Champaign-Urbana, IL Illinois
Home Value $237,682 $237,682 N/A $279,761
5-Year CAGR 6.4% 6.4% N/A 6.6%
Avg Rent $1,107 $1,107 N/A -
Cap Rate 3.6% 3.6% - -
💡 Why Invest in 61877? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 61877 (Sidney, IL). Anonymous, moderated, never written by AI.

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Property managers serving Champaign County

Manage rentals here? List your business →

Community Property Management offers quality and affordable apartments in Champaign-Urbana, including renovated units and various communities like 217 Neil and Hessel on the Park. summary from their website

Small multifamily
Unclaimed — is this your business? Claim it free

Zindars Property Management offers property management services in Champaign & Urbana. summary from their website

Unclaimed — is this your business? Claim it free
Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.6%
Low
5yr Growth
+6.4%
Strong

📊 Market Snapshot

Home Value $237,682
Monthly Rent $1,107
Price-to-Rent 17.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.6%
Cap Rate 3.6%
5-Year IRR 10.0%

📈 Home Appreciation

1-Year +11.9% ▲
3-Year CAGR +7.3% ▲
5-Year CAGR +6.4% ▲
10-Year CAGR +5.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.1%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.4%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 61877

Population: 1,055

💰 Median Household Income
$90,156
This area
$90,156
State
$75,721
USA
$74,580
🏠 Renter Occupied
14.1%
This area
14.1%
State
22.2%
USA
34.0%
💼 Unemployment Rate
4.2%
This area
4.2%
State
-3.3%
USA
3.7%
🎓 College Educated
24.6%
This area
24.6%
State
16.4%
USA
33.7%
👤 Median Age
40.8 years
This area
40.8 years
State
32.6 years
USA
38.9 years
🏚️ Vacancy Rate
5.1%
This area
5.1%
State
11.6%
USA
10.5%
👥 Population by Ethnicity
White 98.1%
Other/Mixed 1.7%
Hispanic/Latino 0.3%
Asian 0.2%
👶 Under 18
21.4%
This area
21.4%
USA
22.0%
👴 65 and Over
21.4%
This area
21.4%
USA
17.3%
📊 Poverty Rate
1.5%
This area
1.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

5 Nearby 3,857 Off-Campus Students
D
Tricoci University of Beauty Culture
171 students · 10.9 mi
B+
University of Illinois Urbana-Champaign
56,563 students · 11.1 mi
D
University of Illinois System Offices
0 students · 11.2 mi
D
Urbana Theological Seminary
17 students · 11.4 mi
C
Parkland College
6,018 students · 14.7 mi

Investor Insight: With 3,857 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the median home value in Sidney, IL?

Expect median prices around $238K in Sidney, IL. The market has run at a 0.0% 5-year CAGR, so entry costs have been stable.

Are renters plentiful in Sidney, IL?

Working renters make up the core of the Sidney, IL tenant base. The pool is reasonable for investors targeting long-term holds.

What is the smart move for investors in Sidney, IL?

Most investors in Sidney, IL run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

How high is vacancy risk in Sidney, IL?

Sidney, IL carries elevated vacancy risk. Expect steady absorption at market rents of $1,107/mo.

How do landlord-tenant laws work in Sidney, IL?

IL law landlord-friendly for landlords, and Sidney inherits those rules. Investors should still review local ordinances for rental licensing.

You know 61877 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 61877 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 61877 ranks in Champaign-Urbana, IL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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