Real Estate Investing in Seymour, Illinois (61875)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 61875 (Seymour, IL)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 21.3% of homes vacant — above national norms.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Seymour, IL (61875)?
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Market Analysis: 61875 Seymour
ZIP 61875 inside Champaign County looks affordable on the surface — median value of $308K — but the discount exists for reasons that a careful buyer should understand before committing.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $308K asset, 61875 is the wrong submarket. If the plan prices in friction, the yield can still work.
Nearby ZIPs in Seymour have seen price recovery that 61875 has not matched. Champaign County data supports the view that the spread is structural rather than temporary.
Resident income in 61875 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
Experienced landlords with local relationships tend to find 61875 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Seymour:
Market Trends
Home Value History (with trend line)
📊 How Does 61875 Compare?
| Metric | 61875 | Seymour | Champaign-Urbana, IL | Illinois |
|---|---|---|---|---|
| Home Value | $307,973 | $307,973 | N/A | $279,761 |
| 5-Year CAGR | 7.1% | 7.1% | N/A | 6.6% |
| Avg Rent | $1,089 | $1,089 | N/A | - |
| Cap Rate | 2.8% | 2.8% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 61875 (Seymour, IL). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $307,973 |
| Monthly Rent | $1,089 |
| Price-to-Rent | 23.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.2% |
| Cap Rate | 2.8% |
| 5-Year IRR | 9.8% |
📈 Home Appreciation
| 1-Year | +13.3% ▲ |
| 3-Year CAGR | +7.2% ▲ |
| 5-Year CAGR | +7.1% ▲ |
| 10-Year CAGR | +5.5% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 61875
Population: 974
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Investor Insight: With 3,857 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What kind of vacancy should I budget for in Seymour, IL?
Occupancy in Seymour, IL runs consistent with elevated vacancy. Well-priced units at $1,089/mo lease on reasonable timelines.
What do rentals go for in Seymour, IL?
Rental rates in Seymour, IL average $1,089/mo. Tenant demand and $308K home values make the yield look reasonable by investor standards.
What is the typical renter like in Seymour, IL?
Tenant quality in Seymour, IL ranks as solid. Landlords generally report steady occupancy at market rents of $1,089/mo.
Is Seymour, IL suited for a house hack?
For house hackers, Seymour, IL is a challenging. The $1,089/mo rent on a unit helps defray the mortgage on a $308K property.
What investment strategy works best in Seymour, IL?
Most investors in Seymour, IL run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.
You know 61875 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 61875 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 61875 ranks in Champaign-Urbana, IL
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