Real Estate Investing in Seymour, Illinois (61875)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Champaign County • Population: 974 • Data updated: September 2026

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Should you buy in 61875 (Seymour, IL)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (73/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 21.3% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Seymour, IL (61875)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $307,973
Avg Monthly Rent $1,089
1% Rule ✗ Does Not Meet
Median Income $120,391
% Renters 14.6%

Market Analysis: 61875 Seymour

ZIP 61875 inside Champaign County looks affordable on the surface — median value of $308K — but the discount exists for reasons that a careful buyer should understand before committing.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $308K asset, 61875 is the wrong submarket. If the plan prices in friction, the yield can still work.

Nearby ZIPs in Seymour have seen price recovery that 61875 has not matched. Champaign County data supports the view that the spread is structural rather than temporary.

Resident income in 61875 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Experienced landlords with local relationships tend to find 61875 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Seymour:

B Good
Buy Confidence Score: 77/100
Affordability
20/25
Appreciation
25/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.6× the median income
Value Trend
Rising (+13.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,089/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Champaign-Urbana, IL Metro Area
More inventory, negotiating room for buyers
45 days
Average time to sell
Average
11.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Champaign-Urbana, IL metro data

Market Trends

Home Value History (with trend line)

$321K$285K$248K$212K$176K$139KJul 2006Jul 2016Jul 2026

📊 How Does 61875 Compare?

Metric 61875 Seymour Champaign-Urbana, IL Illinois
Home Value $307,973 $307,973 N/A $279,761
5-Year CAGR 7.1% 7.1% N/A 6.6%
Avg Rent $1,089 $1,089 N/A -
Cap Rate 2.8% 2.8% - -
💡 Why Invest in 61875? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 61875 (Seymour, IL). Anonymous, moderated, never written by AI.

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Property managers serving Champaign County

Manage rentals here? List your business →

Community Property Management offers quality and affordable apartments in Champaign-Urbana, including renovated units and various communities like 217 Neil and Hessel on the Park. summary from their website

Small multifamily
Unclaimed — is this your business? Claim it free

Zindars Property Management offers property management services in Champaign & Urbana. summary from their website

Unclaimed — is this your business? Claim it free
Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.8%
Low
5yr Growth
+7.1%
Strong

📊 Market Snapshot

Home Value $307,973
Monthly Rent $1,089
Price-to-Rent 23.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.2%
Cap Rate 2.8%
5-Year IRR 9.8%

📈 Home Appreciation

1-Year +13.3% ▲
3-Year CAGR +7.2% ▲
5-Year CAGR +7.1% ▲
10-Year CAGR +5.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
21.3%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.1%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 61875

Population: 974

💰 Median Household Income
$120,391
This area
$120,391
State
$75,721
USA
$74,580
🏠 Renter Occupied
14.6%
This area
14.6%
State
22.2%
USA
34.0%
💼 Unemployment Rate
1.8%
This area
1.8%
State
-3.3%
USA
3.7%
🎓 College Educated
62.0%
This area
62.0%
State
16.4%
USA
33.7%
👤 Median Age
34.2 years
This area
34.2 years
State
32.6 years
USA
38.9 years
🏚️ Vacancy Rate
21.3%
This area
21.3%
State
11.6%
USA
10.5%
👥 Population by Ethnicity
White 95.2%
Other/Mixed 4.8%
Hispanic/Latino 3.6%
👶 Under 18
31.6%
This area
31.6%
USA
22.0%
👴 65 and Over
11.8%
This area
11.8%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

5 Nearby 3,857 Off-Campus Students
C
Parkland College
6,018 students · 7.2 mi
D
Urbana Theological Seminary
17 students · 10.0 mi
B+
University of Illinois Urbana-Champaign
56,563 students · 10.2 mi
D
University of Illinois System Offices
0 students · 10.3 mi
D
Tricoci University of Beauty Culture
171 students · 11.5 mi

Investor Insight: With 3,857 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What kind of vacancy should I budget for in Seymour, IL?

Occupancy in Seymour, IL runs consistent with elevated vacancy. Well-priced units at $1,089/mo lease on reasonable timelines.

What do rentals go for in Seymour, IL?

Rental rates in Seymour, IL average $1,089/mo. Tenant demand and $308K home values make the yield look reasonable by investor standards.

What is the typical renter like in Seymour, IL?

Tenant quality in Seymour, IL ranks as solid. Landlords generally report steady occupancy at market rents of $1,089/mo.

Is Seymour, IL suited for a house hack?

For house hackers, Seymour, IL is a challenging. The $1,089/mo rent on a unit helps defray the mortgage on a $308K property.

What investment strategy works best in Seymour, IL?

Most investors in Seymour, IL run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

You know 61875 now. You don’t know where it ranks.

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How 61875 ranks in Champaign-Urbana, IL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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