Real Estate Investing in Macomb, Illinois (61455)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

McDonough County • Population: 17,511 • Data updated: September 2026

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Should you buy in 61455 (Macomb, IL)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 15.1% of homes vacant — above national norms.

What’s happening in Macomb, IL (61455)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $112,694
Avg Monthly Rent $786
1% Rule ✗ Does Not Meet
Median Income $43,193
% Renters 48.6%

Market Analysis: 61455 Macomb

ZIP 61455 inside McDonough County looks affordable on the surface — median value of $113K — but the discount exists for reasons that a careful buyer should understand before committing.

Distressed markets are won on execution, not on spreadsheets. ZIP 61455 clocks in at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Nearby ZIPs in Macomb have seen price recovery that 61455 has not matched. McDonough County data supports the view that the spread is structural rather than temporary.

On the rental side, 17,511 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

The 61455 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Macomb:

B Good
Buy Confidence Score: 70/100
Affordability
20/25
Appreciation
18/25
Stability
11/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.6× the median income
Value Trend
Rising (+7.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $786/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Macomb, IL Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
8.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Macomb, IL metro data
🏠

Property Strategy for 61455

Which property type performs best in this market?

Best for Cash Flow
1BR
12.3% cap rate
Best for Appreciation
4BR
+4.8% 5yr CAGR
Best Overall Value
5BR
$30,776/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $44,615 $760 12.3% $44,615
2BR $67,729 $990 10.5% +3.6% $33,865
3BR $113,565 $1,280 8.1% +4.2% $37,855
4BR $151,936 $1,570 7.4% +4.8% $37,984
5BR $153,880 +3.0% $30,776

Market Trends

Home Value History (with trend line)

$115K$109K$102K$96K$89K$82KMay 2006Jun 2016Jul 2026

Rent History (with trend line)

$805$801$797$792$788$784Mar 2026May 2026Jul 2026

📊 How Does 61455 Compare?

Metric 61455 Macomb Macomb, IL Illinois
Home Value $112,694 $112,694 N/A $279,761
5-Year CAGR 3.4% 3.4% N/A 6.6%
Avg Rent $786 $786 N/A -
Cap Rate 5.4% 5.4% - -
💡 Why Invest in 61455? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 49% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 61455 (Macomb, IL). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
5.4%
Fair
5yr Growth
+3.4%
Moderate

📉 Market Crash Risk Index

Based on Macomb, IL metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $112,694
Monthly Rent $786
Price-to-Rent 12.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.4%
Cap Rate 5.4%
5-Year IRR 8.8%

📈 Home Appreciation

1-Year +7.4% ▲
3-Year CAGR +3.0% ▲
5-Year CAGR +3.4% ▲
10-Year CAGR +1.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
15.1%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.4%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 61455

Population: 17,511

💰 Median Household Income
$43,193
This area
$43,193
State
$75,721
USA
$74,580
🏠 Renter Occupied
48.6%
This area
48.6%
State
22.2%
USA
34.0%
💼 Unemployment Rate
6.0%
This area
6.0%
State
-3.3%
USA
3.7%
🎓 College Educated
39.6%
This area
39.6%
State
16.4%
USA
33.7%
👤 Median Age
31.2 years
This area
31.2 years
State
32.6 years
USA
38.9 years
🏚️ Vacancy Rate
15.1%
This area
15.1%
State
11.6%
USA
10.5%
👥 Population by Ethnicity
White 84.0%
Black/African American 7.9%
Other/Mixed 4.5%
Asian 3.5%
Hispanic/Latino 2.7%
👶 Under 18
15.6%
This area
15.6%
USA
22.0%
👴 65 and Over
18.1%
This area
18.1%
USA
17.3%
📊 Poverty Rate
14.8%
This area
14.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 61455

B Avg School Grade
10 Schools
14.6:1 Avg Class Size
$21,159 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Edison Elementary School

📚 03 – 05 Elementary
👥
375 Students
👨‍🏫
11.0:1 Class Size
💰
$21,159 Per Student
A+ Excellent

Lincoln Elem School

📚 K – 02 Elementary
👥
410 Students
👨‍🏫
10.7:1 Class Size
💰
$21,159 Per Student
A+ Excellent

Macomb Middle School

📚 06 – 08 Middle
👥
463 Students
👨‍🏫
12.9:1 Class Size
💰
$21,159 Per Student
A Very Good

Macomb Senior High School

📚 09 – 12 High School
👥
622 Students
👨‍🏫
15.4:1 Class Size
💰
$21,159 Per Student
B Good

MacArthur Early Childhood Center

📚 Grade PK Elementary
👥
137 Students
👨‍🏫
22.8:1 Class Size
💰
$21,159 Per Student
C Below Average

Western Area Career System 265

📚 09 – 12 High School Limited Data
C Below Average

Project Insight

📚 Grade M Elementary Limited Data
C Below Average

WCISEC HS ED

📚 Grade M Elementary Limited Data
C Below Average

ROYALS Academy Macomb

📚 06 – 12 High School Limited Data
C Below Average

ROYALS RSSP Macomb

📚 06 – 12 High School Limited Data
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 572 Off-Campus Students
C+
Western Illinois University
7,073 students · 2.7 mi

Investor Insight: With 572 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the typical home price in Macomb, IL?

The median home value in Macomb, IL is roughly $113K. That puts it reasonable relative to the IL statewide average.

Is Macomb, IL suited for a house hack?

House hacking works a challenging in Macomb, IL. Rents of $786/mo against $113K acquisition make the strategy solid for owner-occupants.

What is it like being a landlord in Macomb, IL?

The landlord environment in Macomb, IL is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

Does Macomb, IL make sense for an investment property?

Yes - Macomb, IL a 3.0/5 investability score. With $113K home prices against $786/mo monthly rent, the market delivers a reasonable entry point for new investors.

How should investors approach Macomb, IL?

Investors usually favor careful cash-flow rentals with hands-on management in Macomb, IL. With home values at $113K and rents near $786/mo, other strategies can work but produce measured rather than outsized returns.

You know 61455 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 61455 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 61455 ranks in Macomb, IL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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