Real Estate Investing in Stillman Valley, Illinois (61084)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 61084 (Stillman Valley, IL)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 9.6% vacancy may signal weakening demand.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Stillman Valley, IL (61084)?
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Market Analysis: 61084 Stillman Valley
ZIP 61084 in Stillman Valley, IL carries a substantial set of headwinds. Home values near $292K and rents of $1,080/mo sit inside a market where underwriting has to be tight.
For an experienced owner, 61084 can be a a viable market for hunting ground — but the discount at $292K reflects genuine risk that outside investors often underestimate.
ZIP 61084's metrics run below Ogle County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
In practical terms, 3,166 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
Strategically, 61084 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Stillman Valley:
Property Strategy for 61084
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 3BR | $257,854 | $1,500 | 4.2% | +7.6% | $85,951 |
| 4BR | $337,646 | $1,700 | 3.6% | +8.2% | $84,411 |
Market Trends
Home Value History (with trend line)
📊 How Does 61084 Compare?
| Metric | 61084 | Stillman Valley | Rochelle, IL | Illinois |
|---|---|---|---|---|
| Home Value | $292,441 | $292,441 | N/A | $279,761 |
| 5-Year CAGR | 5.7% | 5.7% | N/A | 6.6% |
| Avg Rent | $1,080 | $1,080 | N/A | - |
| Cap Rate | 2.9% | 2.9% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 61084 (Stillman Valley, IL). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $292,441 |
| Monthly Rent | $1,080 |
| Price-to-Rent | 22.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.4% |
| Cap Rate | 2.9% |
| 5-Year IRR | 8.6% |
📈 Home Appreciation
| 1-Year | +9.7% ▲ |
| 3-Year CAGR | +5.0% ▲ |
| 5-Year CAGR | +5.7% ▲ |
| 10-Year CAGR | +6.4% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 61084
Population: 3,166
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 61084
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
How strong is Stillman Valley, IL for real estate investors?
Stillman Valley, IL rates 3.0/5 for investability. With median values at $292K and rents near $1,080/mo, the market offers reasonable fundamentals for rental investors.
How qualified is the tenant pool in Stillman Valley, IL?
Expect a solid tenant pool in Stillman Valley, IL. The rental market absorbs $1,080/mo rents without meaningful friction.
Where do rents currently stand in Stillman Valley, IL?
Investors in Stillman Valley, IL typically see rents near $1,080/mo per month against $292K home values - a solid setup for rental cash flow.
What is the smart move for investors in Stillman Valley, IL?
Most investors in Stillman Valley, IL run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.
Should investors worry about vacancy in Stillman Valley, IL?
Stillman Valley, IL sees elevated vacancy, which is reasonable relative to the broader IL rental market.
You know 61084 now. You don’t know where it ranks.
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How 61084 ranks in Rochelle, IL
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