Real Estate Investing in Saint Anne, Illinois (60964)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 60964 (Saint Anne, IL)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 12.6% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Saint Anne, IL (60964)?
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Market Analysis: 60964 Saint Anne
Not every below-median market is a bargain. Saint Anne's 60964 ZIP reports signals that favor experienced operators who can absorb the risk $220K pricing implies.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $220K asset, 60964 is the wrong submarket. If the plan prices in friction, the yield can still work.
Meanwhile, 60964 offers a low basis, the region around Saint Anne has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
Demographically, 60964 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
Strategy in 60964 is an operator game, not a passive one. Turning to rents, entry prices of $220K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Saint Anne:
Property Strategy for 60964
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 3BR | $220,691 | $1,490 | 4.9% | +7.6% | $73,564 |
| 4BR | $277,915 | $1,500 | 3.9% | +7.4% | $69,479 |
Market Trends
Home Value History (with trend line)
📊 How Does 60964 Compare?
| Metric | 60964 | Saint Anne | Illinois |
|---|---|---|---|
| Home Value | $220,397 | $220,397 | $279,761 |
| 5-Year CAGR | 5.7% | 5.7% | 6.6% |
| Avg Rent | $1,017 | $1,017 | - |
| Cap Rate | 3.6% | 3.6% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 60964 (Saint Anne, IL). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $220,397 |
| Monthly Rent | $1,017 |
| Price-to-Rent | 18.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.5% |
| Cap Rate | 3.6% |
| 5-Year IRR | 9.3% |
📈 Home Appreciation
| 1-Year | +6.9% ▲ |
| 3-Year CAGR | +5.7% ▲ |
| 5-Year CAGR | +5.7% ▲ |
| 10-Year CAGR | +5.5% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 60964
Population: 4,819
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 60964
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 605 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Is Saint Anne, IL a good place for real estate investing?
Yes - Saint Anne, IL a 3.0/5 investability score. With $220K home prices against $1,017/mo monthly rent, the market delivers a reasonable entry point for new investors.
What is the tenant pool like in Saint Anne, IL?
The tenant pool in Saint Anne, IL is solid, supported by local employment and population fundamentals. Rents of $1,017/mo are well-absorbed by the market.
Is vacancy a concern in Saint Anne, IL?
Rental vacancy in Saint Anne, IL is elevated. Investors should budget normal turnover but not chronic empty units.
Does a duplex house hack pencil in Saint Anne, IL?
The a challenging house-hack environment in Saint Anne, IL reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
Which real estate strategy fits Saint Anne, IL?
The best-fit strategy in Saint Anne, IL is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
You know 60964 now. You don’t know where it ranks.
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