Real Estate Investing in Schaumburg, Illinois (60195)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Cook County • Population: 4,698 • Data updated: September 2026

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Should you buy in 60195 (Schaumburg, IL)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (80/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Schaumburg, IL (60195)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $313,031
Avg Monthly Rent $1,814
1% Rule ✗ Does Not Meet
Median Income $90,188
% Renters 70.1%

Market Analysis: 60195 Schaumburg

Investors eyeing 60195 need to respect the fundamentals at play. Home values of $313K come alongside slower price movement and elevated management overhead.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $313K asset, 60195 is the wrong submarket. If the plan prices in friction, the yield can still work.

Statewide comparisons place 60195 among IL's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

On the rental side, 4,698 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

New investors are better served looking at Schaumburg's stable or hybrid ZIPs before stepping into 60195. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Schaumburg:

B Good
Buy Confidence Score: 75/100
Affordability
20/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.5× the median income
Value Trend
Rising (+9.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,814/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 60195

Which property type performs best in this market?

Best for Cash Flow
1BR
7.3% cap rate
Best for Appreciation
4BR
+8.6% 5yr CAGR
Best Overall Value
2BR
$122,537/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $184,218 $1,870 7.3% +8.0% $184,218
2BR $245,075 $2,110 6.2% +8.3% $122,537
4BR $515,133 $3,140 4.4% +8.6% $128,783

Market Trends

Home Value History (with trend line)

$328K$285K$241K$198K$154K$111KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,055$2,002$1,948$1,895$1,842$1,789Aug 2025Feb 2026Jul 2026

📊 How Does 60195 Compare?

Metric 60195 Schaumburg Illinois
Home Value $313,031 $352,132 $279,761
5-Year CAGR 7.4% 6.8% 6.6%
Avg Rent $1,814 $2,100 -
Cap Rate 4.5% 4.7% -
💡 Why Invest in 60195? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

70% of households rent in this area, creating consistent tenant demand for landlords.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 60195 (Schaumburg, IL). Anonymous, moderated, never written by AI.

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Property managers serving Cook County

Manage rentals here? List your business →

American Property Management of Illinois, Inc. (Associa) provides comprehensive HOA and condominium management services in Chicago and surrounding areas. summary from their website

HOA
Unclaimed — is this your business? Claim it free

Blackhawk Realty Management, LLC provides professional property management and real estate services for its multifamily apartment portfolio, founded in 2004. summary from their website

Small multifamily
Unclaimed — is this your business? Claim it free

Buckingham Property Management, Inc. offers apartment rentals and management services. summary from their website

Small multifamily
Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
4.5%
Fair
5yr Growth
+7.4%
Strong

📊 Market Snapshot

Home Value $313,031
Monthly Rent $1,814
Price-to-Rent 14.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.0%
Cap Rate 4.5%
5-Year IRR 12.0%

📈 Home Appreciation

1-Year +9.5% ▲
3-Year CAGR +8.2% ▲
5-Year CAGR +7.4% ▲
10-Year CAGR +5.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.6%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.4%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 60195

Population: 4,698

💰 Median Household Income
$90,188
This area
$90,188
State
$75,721
USA
$74,580
🏠 Renter Occupied
70.1%
This area
70.1%
State
22.2%
USA
34.0%
💼 Unemployment Rate
1.7%
This area
1.7%
State
-3.3%
USA
3.7%
🎓 College Educated
65.9%
This area
65.9%
State
16.4%
USA
33.7%
👤 Median Age
35.9 years
This area
35.9 years
State
32.6 years
USA
38.9 years
🏚️ Vacancy Rate
5.6%
This area
5.6%
State
11.6%
USA
10.5%
👥 Population by Ethnicity
Asian 51.5%
White 32.0%
Other/Mixed 8.6%
Black/African American 7.9%
Hispanic/Latino 6.2%
👶 Under 18
20.4%
This area
20.4%
USA
22.0%
👴 65 and Over
9.7%
This area
9.7%
USA
17.3%
📊 Poverty Rate
3.0%
This area
3.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 60195

A+ Avg School Grade
1 Schools
12.7:1 Avg Class Size
$19,829 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Winston Churchill Elem School

📚 K – 06 School
👥
582 Students
👨‍🏫
12.7:1 Class Size
💰
$19,829 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Elizabeth Blackwell Elem School

📚 K – 06 School
📍 345 N Walnut Ln, Schaumburg
👥
467 Students
👨‍🏫
11.6:1 Class Size
💰
$19,829 Per Student
A+ Excellent

Helen Keller JHS

📚 06 – 08 Middle
📍 820 Bode Rd, Schaumburg
👥
598 Students
👨‍🏫
11.0:1 Class Size
💰
$19,829 Per Student
A+ Excellent

John Muir Literacy Academy

📚 K – 06 School
📍 1973 Kensington Ln, Hoffman Estates
👥
453 Students
👨‍🏫
10.3:1 Class Size
💰
$19,829 Per Student
A+ Excellent

Lakeview Elem School

📚 K – 06 School
📍 615 Lakeview Ln, Hoffman Estates
👥
540 Students
👨‍🏫
11.8:1 Class Size
💰
$19,829 Per Student
A+ Excellent

Lincoln Prairie School

📚 K – 08 School
📍 500 Hillcrest Blvd, Hoffman Estates
👥
352 Students
👨‍🏫
11.3:1 Class Size
💰
$19,829 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 2,443 Off-Campus Students
C
G Skin & Beauty Institute
494 students · 0.3 mi
C+
William Rainey Harper College
13,069 students · 1.3 mi
C
Ambria College of Nursing
195 students · 6.4 mi
C
Pivot Point Academy
113 students · 7.6 mi
C
Chamberlain University-Illinois
28,897 students · 8.4 mi
C
Chicago Professional Center
92 students · 9.7 mi
C
Worsham College of Mortuary Science
187 students · 10.0 mi
C
Judson University
1,058 students · 10.5 mi

Investor Insight: With 2,443 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Does Schaumburg, IL make sense for an investment property?

Our data puts Schaumburg, IL at 3.0/5 for investability. Home prices of $313K and rents around $1,814/mo create a solid backdrop for investor activity.

Where do home prices stand in Schaumburg, IL?

Homes in Schaumburg, IL typically sell near $313K. Prices have moved at a 0.0% 5-year CAGR, which predictable long-term demand.

What do landlords charge for rent in Schaumburg, IL?

Rental rates in Schaumburg, IL average $1,814/mo. Tenant demand and $313K home values make the yield look reasonable by investor standards.

What is the typical renter like in Schaumburg, IL?

The tenant pool in Schaumburg, IL is solid, supported by local employment and population fundamentals. Rents of $1,814/mo are well-absorbed by the market.

What type of investing works in Schaumburg, IL?

Schaumburg, IL investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($313K prices, $1,814/mo rents) make it a reasonable choice.

You know 60195 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 60195 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 60195 ranks in Chicago-Naperville-Elgin, IL-IN-WI

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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