Real Estate Investing in Saint Regis, Montana (59866)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 59866 (Saint Regis, MT)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 32.6% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 26.0 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Saint Regis, MT (59866)?
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Market Analysis: 59866 Saint Regis
On balance, ZIP 59866 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $404K median. It rewards specialists, not generalists.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 59866 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
Statewide comparisons place 59866 among MT's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
Resident income in 59866 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
Strategy in 59866 is an operator game, not a passive one. On the rental side, entry prices of $404K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Saint Regis:
Property Strategy for 59866
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $381,984 | $1,440 | 2.7% | +11.0% | $190,992 |
| 3BR | $448,772 | $1,730 | 2.8% | +11.0% | $149,591 |
Market Trends
Home Value History (with trend line)
📊 How Does 59866 Compare?
| Metric | 59866 | Saint Regis | Montana |
|---|---|---|---|
| Home Value | $403,679 | $403,679 | $457,278 |
| 5-Year CAGR | 7.1% | 7.1% | 9.2% |
| Avg Rent | $1,296 | $1,296 | - |
| Cap Rate | 2.5% | 2.5% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 59866 (Saint Regis, MT). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $403,679 |
| Monthly Rent | $1,296 |
| Price-to-Rent | 26.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.9% |
| Cap Rate | 2.5% |
| 5-Year IRR | 9.6% |
📈 Home Appreciation
| 1-Year | +8.3% ▲ |
| 3-Year CAGR | +3.7% ▲ |
| 5-Year CAGR | +7.1% ▲ |
| 10-Year CAGR | +9.7% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 59866
Population: 1,152
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 59866
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Is Saint Regis in MT worth investing in?
Saint Regis, MT rates 3.0/5 for investability. With median values at $404K and rents near $1,296/mo, the market offers reasonable fundamentals for rental investors.
What is the smart move for investors in Saint Regis, MT?
Investors usually favor careful cash-flow rentals with hands-on management in Saint Regis, MT. With home values at $404K and rents near $1,296/mo, other strategies can work but produce consistent rather than outsized returns.
How much do tenants pay in Saint Regis, MT?
The typical rental in Saint Regis, MT commands about $1,296/mo monthly. That rent profile reliable cash flow against the $404K purchase basis.
Is Saint Regis, MT a friendly market for rental owners?
Saint Regis, MT operates under MT law, which is landlord-friendly overall for landlords. Expect reliable treatment in typical lease and eviction cases.
What are vacancy rates like in Saint Regis, MT?
Vacancy risk in Saint Regis, MT is elevated. That supports steady cash flow for typical rental holds.
You know 59866 now. You don’t know where it ranks.
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