Real Estate Investing in Opheim, Montana (59250)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 59250 (Opheim, MT)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 17.1% of homes vacant — above national norms.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Opheim, MT (59250)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 59250 Opheim
Investors eyeing 59250 need to respect the fundamentals at play. Home values of $232K come alongside slower price movement and elevated management overhead.
The investment case in 59250 is resilient only for operators who understand what they are buying. A $232K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
Nearby ZIPs in Opheim have seen price recovery that 59250 has not matched. Valley County data supports the view that the spread is structural rather than temporary.
Stepping back, 284 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
The 59250 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Opheim:
Market Trends
Home Value History (with trend line)
📊 How Does 59250 Compare?
| Metric | 59250 | Opheim | Montana |
|---|---|---|---|
| Home Value | $231,750 | $231,750 | $457,278 |
| 5-Year CAGR | 5.0% | 5.0% | 9.2% |
| Avg Rent | $945 | $945 | - |
| Cap Rate | 3.2% | 3.2% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 59250 (Opheim, MT). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $231,750 |
| Monthly Rent | $945 |
| Price-to-Rent | 20.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.9% |
| Cap Rate | 3.2% |
| 5-Year IRR | 8.2% |
📈 Home Appreciation
| 1-Year | +10.8% ▲ |
| 3-Year CAGR | +6.5% ▲ |
| 5-Year CAGR | +5.0% ▲ |
| 10-Year CAGR | +6.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 59250
Population: 284
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 59250
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How much should I expect to pay for a home in Opheim, MT?
Expect median prices around $232K in Opheim, MT. The market has run at a 0.0% 5-year CAGR, so entry costs have been reliable.
How does Opheim, MT rate as a rental market?
Opheim, MT scores 3.0/5 for investability. Home values sit at $232K and rents near $945/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
How deep is the rental pool in Opheim, MT?
The tenant pool in Opheim, MT is solid, supported by local employment and population fundamentals. Rents of $945/mo are well-absorbed by the market.
What is the average monthly rent in Opheim, MT?
Expect rents around $945/mo per month in Opheim, MT. With home values at $232K, the yield math works out to reasonable levels for rental investors.
Are landlord laws favorable in Opheim, MT?
Rental owners in Opheim, MT deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.
You know 59250 now. You don’t know where it ranks.
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