Real Estate Investing in Frazer, Montana (59225)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 59225 (Frazer, MT)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 18.3% of homes vacant — above national norms.
- Elevated poverty: 22.5% poverty rate — can affect rent collection.
- Higher unemployment: 8.3% unemployment — tenant risk signal.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Frazer, MT (59225)?
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Market Analysis: 59225 Frazer
The 59225 ZIP covers a section of Frazer that demands careful diligence. Prices near $307K look accessible, but the work to make a deal cash flow is real.
Distressed markets are won on execution, not on spreadsheets. ZIP 59225 reflects the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
Within MT, ZIP 59225 trails on several market indicators that neighboring Valley County submarkets outperform. The gap is real and substantial enough to shape underwriting.
Employment concentration in 59225 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
Strategy in 59225 is an operator game, not a passive one. On the rental side, entry prices of $307K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Frazer:
Market Trends
Home Value History (with trend line)
📊 How Does 59225 Compare?
| Metric | 59225 | Frazer | Montana |
|---|---|---|---|
| Home Value | $307,186 | $287,038 | $457,278 |
| 5-Year CAGR | 6.0% | 6.4% | 9.2% |
| Avg Rent | $1,269 | $1,283 | - |
| Cap Rate | 3.2% | 3.5% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 59225 (Frazer, MT). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $307,186 |
| Monthly Rent | $1,269 |
| Price-to-Rent | 20.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.0% |
| Cap Rate | 3.2% |
| 5-Year IRR | 9.3% |
📈 Home Appreciation
| 1-Year | +4.6% ▲ |
| 3-Year CAGR | +6.9% ▲ |
| 5-Year CAGR | +6.0% ▲ |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 59225
Population: 596
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 59225
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How quickly do rentals get leased in Frazer, MT?
Frazer, MT vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
How strong are rents in Frazer, MT?
Rents in Frazer, MT run near $1,269/mo. Compared with median home prices of $307K that produces solid gross yields for typical rentals.
What is the median home value in Frazer, MT?
Median home price in Frazer, MT is near $307K, with a 5-year CAGR of 0.0%. Prices have been stable and supportive of buy-and-hold strategies.
Is Frazer, MT a friendly market for rental owners?
The landlord environment in Frazer, MT is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.
How does Frazer, MT stack up for property investment?
Frazer, MT scores 3.0/5 for investability. Home values sit at $307K and rents near $1,269/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
You know 59225 now. You don’t know where it ranks.
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