Real Estate Investing in Wolf Point, Montana (59201)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 59201 (Wolf Point, MT)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 24.1% of homes vacant — above national norms.
- Elevated poverty: 24.9% poverty rate — can affect rent collection.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Wolf Point, MT (59201)?
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Market Analysis: 59201 Wolf Point
This part of McCone County is not an easy win. The 59201 ZIP clocks in at softness in key indicators, and the playbook that works in cleaner markets often stalls here.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 59201 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
The gap between 59201 and stronger Wolf Point ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Resident income in 59201 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
The right play in 59201 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Wolf Point:
Property Strategy for 59201
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $99,333 | $1,350 | 9.8% | +8.0% | $49,667 |
| 3BR | $149,302 | $1,850 | 8.9% | +7.3% | $49,767 |
Market Trends
Home Value History (with trend line)
📊 How Does 59201 Compare?
| Metric | 59201 | Wolf Point | Montana |
|---|---|---|---|
| Home Value | $152,557 | $152,557 | $457,278 |
| 5-Year CAGR | 5.3% | 5.3% | 9.2% |
| Avg Rent | $1,215 | $1,215 | - |
| Cap Rate | 6.2% | 6.2% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 59201 (Wolf Point, MT). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $152,557 |
| Monthly Rent | $1,215 |
| Price-to-Rent | 10.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 9.6% |
| Cap Rate | 6.2% |
| 5-Year IRR | 11.5% |
📈 Home Appreciation
| 1-Year | +12.2% ▲ |
| 3-Year CAGR | +2.9% ▲ |
| 5-Year CAGR | +5.3% ▲ |
| 10-Year CAGR | +6.7% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (6.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 59201
Population: 5,345
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 59201
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Is Wolf Point, MT a friendly market for rental owners?
For rental operators, Wolf Point, MT rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.
What approach is best for Wolf Point, MT real estate?
The best-fit strategy in Wolf Point, MT is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
What price range are homes in Wolf Point, MT?
Median home price in Wolf Point, MT is near $153K, with a 5-year CAGR of 0.0%. Prices have been reliable and supportive of buy-and-hold strategies.
Can I house hack in Wolf Point, MT?
Wolf Point, MT is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $153K price point reasonable to enter.
How much rent can I charge in Wolf Point, MT?
Rents in Wolf Point, MT run near $1,215/mo. Compared with median home prices of $153K that produces solid gross yields for typical rentals.
You know 59201 now. You don’t know where it ranks.
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