Real Estate Investing in Culbertson, Montana (59218)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 59218 (Culbertson, MT)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 24.1% of homes vacant — above national norms.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Culbertson, MT (59218)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 59218 Culbertson
ZIP 59218 in Culbertson, MT carries a robust set of headwinds. Home values near $194K and rents of $1,377/mo sit inside a market where underwriting has to be tight.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $194K asset, 59218 is the wrong submarket. If the plan prices in friction, the yield can still work.
In the broader MT picture, 59218 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
Demographically, 59218 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
Strategically, 59218 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Culbertson:
Market Trends
Home Value History (with trend line)
📊 How Does 59218 Compare?
| Metric | 59218 | Culbertson | Montana |
|---|---|---|---|
| Home Value | $194,471 | $194,471 | $457,278 |
| 5-Year CAGR | 5.8% | 5.8% | 9.2% |
| Avg Rent | $1,377 | $1,377 | - |
| Cap Rate | 5.5% | 5.5% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 59218 (Culbertson, MT). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 59218 (Culbertson, MT)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $194,471 |
| Monthly Rent | $1,377 |
| Price-to-Rent | 11.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 8.5% |
| Cap Rate | 5.5% |
| 5-Year IRR | 11.4% |
📈 Home Appreciation
| 1-Year | +13.9% ▲ |
| 3-Year CAGR | +3.1% ▲ |
| 5-Year CAGR | +5.8% ▲ |
| 10-Year CAGR | +7.0% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 59218
Population: 952
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 59218
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What monthly rent should investors expect in Culbertson, MT?
Rental rates in Culbertson, MT average $1,377/mo. Tenant demand and $194K home values make the yield look reasonable by investor standards.
What kind of vacancy should I budget for in Culbertson, MT?
Occupancy in Culbertson, MT runs measured with elevated vacancy. Well-priced units at $1,377/mo lease on reasonable timelines.
How does Culbertson, MT stack up for property investment?
Yes - Culbertson, MT a 3.0/5 investability score. With $194K home prices against $1,377/mo monthly rent, the market delivers a reasonable entry point for new investors.
Are homes affordable in Culbertson, MT?
Culbertson, MT median home values land near $194K. That is reasonable territory for investors looking at $1,377/mo-per-month rentals.
What is the best play in Culbertson, MT?
For Culbertson, MT, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.
You know 59218 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 59218 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
AI Market Advisor
Ask questions about investing in 59218 (Culbertson)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 59218 (Culbertson, MT).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.