Real Estate Investing in Wilsall, Montana (59086)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 59086 (Wilsall, MT)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 31.2% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 37.3 — hard to cash-flow at these prices.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Wilsall, MT (59086)?
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Market Analysis: 59086 Wilsall
Investors eyeing 59086 need to respect the fundamentals at play. Home values of $757K come alongside slower price movement and elevated management overhead.
The 59086 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
The gap between 59086 and stronger Wilsall ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Employment concentration in 59086 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
The right play in 59086 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Wilsall:
Property Strategy for 59086
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $539,364 | $1,880 | 2.5% | +12.5% | $269,682 |
| 3BR | $875,450 | $2,640 | 2.2% | +9.9% | $291,817 |
Market Trends
Home Value History (with trend line)
📊 How Does 59086 Compare?
| Metric | 59086 | Wilsall | Montana |
|---|---|---|---|
| Home Value | $756,928 | $756,928 | $457,278 |
| 5-Year CAGR | 5.0% | 5.0% | 9.2% |
| Avg Rent | $1,692 | $1,692 | - |
| Cap Rate | 1.7% | 1.7% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 59086 (Wilsall, MT). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $756,928 |
| Monthly Rent | $1,692 |
| Price-to-Rent | 37.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 2.7% |
| Cap Rate | 1.7% |
| 5-Year IRR | 6.7% |
📈 Home Appreciation
| 1-Year | +6.2% ▲ |
| 3-Year CAGR | +5.5% ▲ |
| 5-Year CAGR | +5.0% ▲ |
| 10-Year CAGR | +8.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 59086
Population: 878
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 59086
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What is the average home sale price in Wilsall, MT?
Typical homes in Wilsall, MT go for around $757K. The 5-year CAGR of 0.0% consistent price movement.
What is the typical renter like in Wilsall, MT?
Wilsall, MT offers a consistent renter base at the $1,692/mo rent level. Tenant turnover is reasonable for well-managed properties.
Does house hacking make sense in Wilsall, MT?
House hacking works a challenging in Wilsall, MT. Rents of $1,692/mo against $757K acquisition make the strategy solid for owner-occupants.
Are eviction rules reasonable in Wilsall, MT?
Wilsall, MT falls under MT landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.
What is the rental occupancy rate in Wilsall, MT?
Wilsall, MT vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
You know 59086 now. You don’t know where it ranks.
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