Real Estate Investing in Westby, Montana (59275)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 59275 (Westby, MT)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 32.5% of homes vacant — above national norms.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Westby, MT (59275)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 59275 Westby
This part of Sheridan County is not an easy win. The 59275 ZIP registers softness in key indicators, and the playbook that works in cleaner markets often stalls here.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $181K asset, 59275 is the wrong submarket. If the plan prices in friction, the yield can still work.
The gap between 59275 and stronger Westby ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Resident income in 59275 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
New investors are better served looking at Westby's stable or hybrid ZIPs before stepping into 59275. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Westby:
Market Trends
Home Value History (with trend line)
📊 How Does 59275 Compare?
| Metric | 59275 | Westby | Montana |
|---|---|---|---|
| Home Value | $181,124 | $181,124 | $457,278 |
| 5-Year CAGR | 6.7% | 6.7% | 9.2% |
| Avg Rent | $1,152 | $1,152 | - |
| Cap Rate | 5.0% | 5.0% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 59275 (Westby, MT). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $181,124 |
| Monthly Rent | $1,152 |
| Price-to-Rent | 13.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.6% |
| Cap Rate | 5.0% |
| 5-Year IRR | 11.7% |
📈 Home Appreciation
| 1-Year | +10.4% ▲ |
| 3-Year CAGR | +5.1% ▲ |
| 5-Year CAGR | +6.7% ▲ |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 59275
Population: 567
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 59275
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What monthly rent should investors expect in Westby, MT?
Average rent in Westby, MT is approximately $1,152/mo per month. Against $181K home values that yields a reasonable rent-to-price ratio.
What are vacancy rates like in Westby, MT?
Vacancy in Westby, MT is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,152/mo.
Is Westby, MT a good place for real estate investing?
Westby, MT posts an investability rating of 3.0/5, with median home values near $181K and average rents around $1,152/mo. That combination puts it in the solid tier for investor interest.
What approach is best for Westby, MT real estate?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Westby, MT. The numbers - $181K homes against $1,152/mo rents - support that play.
Can I live-in-and-rent in Westby, MT?
House hacking in Westby, MT is a challenging. With home values around $181K and rents at $1,152/mo, owner-occupants can offset a meaningful share of PITI.
You know 59275 now. You don’t know where it ranks.
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