Real Estate Investing in Cooperstown, North Dakota (58425)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Griggs County • Population: 1,446 • Data updated: September 2026

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Should you buy in 58425 (Cooperstown, ND)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (51/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (38/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 28.9% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Cooperstown, ND (58425)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $143,501
Avg Monthly Rent $783
1% Rule ✗ Does Not Meet
Median Income $75,938
% Renters 20.2%

Market Analysis: 58425 Cooperstown

From a cash-flow lens, ZIP 58425 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $144K median. It rewards specialists, not generalists.

Distressed markets are won on execution, not on spreadsheets. ZIP 58425 shows the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Regionally, 58425 sits on the difficult end of the ND spectrum. The a viable market for read — for disciplined operators — is that pricing reflects the difficulty.

The 58425 ZIP's population of 1,446 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that reflects the need for careful underwriting.

Experienced landlords with local relationships tend to find 58425 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Cooperstown:

C+ Average
Buy Confidence Score: 69/100
Affordability
25/25
Appreciation
14/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 1.9× the median income
Value Trend
Stable (+2.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $783/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$146K$139K$132K$126K$119K$112KNov 2023Mar 2025Jul 2026

📊 How Does 58425 Compare?

Metric 58425 Cooperstown North Dakota
Home Value $143,501 $143,501 $278,677
5-Year CAGR N/A N/A 3.7%
Avg Rent $783 $783 -
Cap Rate 4.3% 4.3% -
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 58425 (Cooperstown, ND). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
4.3%
Fair

📊 Market Snapshot

Home Value $143,501
Monthly Rent $783
Price-to-Rent 15.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.6%
Cap Rate 4.3%
5-Year IRR 6.8%

📈 Home Appreciation

1-Year +2.5% ▲
3-Year CAGR N/A
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
28.9%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 58425

Population: 1,446

💰 Median Household Income
$75,938
This area
$75,938
State
$79,504
USA
$74,580
🏠 Renter Occupied
20.2%
This area
20.2%
State
19.2%
USA
34.0%
💼 Unemployment Rate
0.6%
This area
0.6%
State
-6.2%
USA
3.7%
🎓 College Educated
27.8%
This area
27.8%
State
16.2%
USA
33.7%
👤 Median Age
50.0 years
This area
50.0 years
State
28.3 years
USA
38.9 years
🏚️ Vacancy Rate
28.9%
This area
28.9%
State
22.9%
USA
10.5%
👥 Population by Ethnicity
White 93.9%
Other/Mixed 6.0%
Hispanic/Latino 4.3%
👶 Under 18
23.0%
This area
23.0%
USA
22.0%
👴 65 and Over
31.3%
This area
31.3%
USA
17.3%
📊 Poverty Rate
3.3%
This area
3.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 58425

A Avg School Grade
2 Schools
11.8:1 Avg Class Size
$19,117 Avg Per Pupil

Schools in This ZIP Code

A Very Good

GRIGGS COUNTY CENTRAL HIGH SCHOOL

📚 09 – 12 High School
👥
80 Students
👨‍🏫
10.1:1 Class Size
💰
$19,117 Per Student
A Very Good

GRIGGS COUNTY CENTRAL ELEMENTARY SCHOOL

📚 Pre-K – 08 School
👥
193 Students
👨‍🏫
13.6:1 Class Size
💰
$19,117 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What is the best play in Cooperstown, ND?

Cooperstown, ND investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($144K prices, $783/mo rents) make it a reasonable choice.

Can owner-occupants cash flow in Cooperstown, ND?

Cooperstown, ND offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $783/mo rent level.

Does Cooperstown, ND make sense for an investment property?

With a 2.0/5 investability score, Cooperstown, ND ranks as a solid market for rental property investors. Median prices of $144K and rents of $783/mo drive the underlying numbers.

How expensive is real estate in Cooperstown, ND?

The median home value in Cooperstown, ND is roughly $144K. That puts it reasonable relative to the ND statewide average.

Do rentals sit vacant long in Cooperstown, ND?

Rental vacancy in Cooperstown, ND is elevated. Investors should budget normal turnover but not chronic empty units.

You know 58425 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 58425 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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