Real Estate Investing in Harrold, South Dakota (57522)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Hughes County • Population: 474 • Data updated: September 2026

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Should you buy in 57522 (Harrold, SD)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (61/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 16.0% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Harrold, SD (57522)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $169,185
Avg Monthly Rent $837
1% Rule ✗ Does Not Meet
Median Income $74,063
% Renters 42.3%

Market Analysis: 57522 Harrold

Investors eyeing 57522 need to respect the fundamentals at play. Home values of $169K come alongside slower price movement and elevated management overhead.

The 57522 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

The gap between 57522 and stronger Harrold ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

The demographic picture in 57522 includes headwinds that any investor should price in. Income distribution skews lower than Harrold averages, and tenant stability requires active management.

Strategy in 57522 is an operator game, not a passive one. On balance, entry prices of $169K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Harrold:

B Good
Buy Confidence Score: 71/100
Affordability
25/25
Appreciation
18/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.3× the median income
Value Trend
Stable (+0.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $837/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Pierre, SD Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
9.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Pierre, SD metro data

Market Trends

Home Value History (with trend line)

$185K$163K$141K$120K$98K$77KFeb 2017Nov 2021Jul 2026

📊 How Does 57522 Compare?

Metric 57522 Harrold Pierre, SD South Dakota
Home Value $169,185 $289,839 N/A $311,504
5-Year CAGR 3.9% 3.9% N/A 6.8%
Avg Rent $837 $855 N/A -
Cap Rate 3.9% 2.8% - -
💡 Why Invest in 57522? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 42% renter-occupied households ensures tenant availability.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 57522 (Harrold, SD). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.9%
Low
5yr Growth
+3.9%
Moderate

📉 Market Crash Risk Index

Based on Pierre, SD metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $169,185
Monthly Rent $837
Price-to-Rent 16.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.9%
Cap Rate 3.9%
5-Year IRR 7.8%

📈 Home Appreciation

1-Year +0.4% ▲
3-Year CAGR +0.7% ▲
5-Year CAGR +3.9% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
16.0%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.9%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 57522

Population: 474

💰 Median Household Income
$74,063
This area
$74,063
State
$68,422
USA
$74,580
🏠 Renter Occupied
42.3%
This area
42.3%
State
23.8%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-0.5%
USA
3.7%
🎓 College Educated
34.7%
This area
34.7%
State
17.7%
USA
33.7%
👤 Median Age
39.0 years
This area
39.0 years
State
31.0 years
USA
38.9 years
🏚️ Vacancy Rate
16.0%
This area
16.0%
State
18.9%
USA
10.5%
👥 Population by Ethnicity
White 82.3%
Black/African American 14.5%
Other/Mixed 3.2%
Hispanic/Latino 3.0%
👶 Under 18
12.1%
This area
12.1%
USA
22.0%
👴 65 and Over
19.4%
This area
19.4%
USA
17.3%
📊 Poverty Rate
1.4%
This area
1.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 57522

A Avg School Grade
1 Schools
3.7:1 Avg Class Size
$21,025 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Blunt Elementary - 03

📚 Pre-K – 04 Elementary
👥
14 Students
👨‍🏫
3.7:1 Class Size
💰
$21,025 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Is Harrold, SD better for rentals, flips, or BRRRR?

Harrold, SD investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($169K prices, $837/mo rents) make it a reasonable choice.

What is the rental occupancy rate in Harrold, SD?

Occupancy in Harrold, SD runs steady with elevated vacancy. Well-priced units at $837/mo lease on reasonable timelines.

Are renters plentiful in Harrold, SD?

Harrold, SD draws a even-keeled base of working renters. Demand at the $837/mo rent level is reasonable for standard single-family and small multi rentals.

Is house hacking profitable in Harrold, SD?

House hacking in Harrold, SD is reasonable to execute. Prices around $169K and rents of $837/mo solid owner-occupant economics.

What do landlords charge for rent in Harrold, SD?

Rent in Harrold, SD is around $837/mo. The resulting rent-to-value relationship with $169K pricing is reasonable for most investor models.

You know 57522 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 57522 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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