Real Estate Investing in Gettysburg, South Dakota (57442)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Potter County • Population: 1,963 • Data updated: September 2026

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Should you buy in 57442 (Gettysburg, SD)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (51/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 36.7% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Gettysburg, SD (57442)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $178,943
Avg Monthly Rent $909
1% Rule ✗ Does Not Meet
Median Income $65,625
% Renters 24.8%

Market Analysis: 57442 Gettysburg

Investors eyeing 57442 need to respect the fundamentals at play. Home values of $179K come alongside slower price movement and elevated management overhead.

Distressed markets are won on execution, not on spreadsheets. ZIP 57442 reflects the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

On the rental side, 57442 offers a low basis, the region around Gettysburg has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Resident income in 57442 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

The right play in 57442 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Gettysburg:

C+ Average
Buy Confidence Score: 64/100
Affordability
20/25
Appreciation
14/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.7× the median income
Value Trend
Stable (+2.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $909/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$193K$185K$177K$169K$161K$153KFeb 2023Nov 2024Jul 2026

📊 How Does 57442 Compare?

Metric 57442 Gettysburg South Dakota
Home Value $178,943 $178,943 $311,504
5-Year CAGR N/A N/A 6.8%
Avg Rent $909 $909 -
Cap Rate 4.0% 4.0% -
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 57442 (Gettysburg, SD). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
4.0%
Low

📊 Market Snapshot

Home Value $178,943
Monthly Rent $909
Price-to-Rent 16.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.1%
Cap Rate 4.0%
5-Year IRR 7.0%

📈 Home Appreciation

1-Year +2.6% ▲
3-Year CAGR +3.0% ▲
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
36.7%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 57442

Population: 1,963

💰 Median Household Income
$65,625
This area
$65,625
State
$68,422
USA
$74,580
🏠 Renter Occupied
24.8%
This area
24.8%
State
23.8%
USA
34.0%
💼 Unemployment Rate
2.6%
This area
2.6%
State
-0.5%
USA
3.7%
🎓 College Educated
24.8%
This area
24.8%
State
17.7%
USA
33.7%
👤 Median Age
42.6 years
This area
42.6 years
State
31.0 years
USA
38.9 years
🏚️ Vacancy Rate
36.7%
This area
36.7%
State
18.9%
USA
10.5%
👥 Population by Ethnicity
White 80.9%
Other/Mixed 16.2%
Black/African American 1.8%
Hispanic/Latino 1.1%
Asian 1.0%
👶 Under 18
27.6%
This area
27.6%
USA
22.0%
👴 65 and Over
23.9%
This area
23.9%
USA
17.3%
📊 Poverty Rate
12.3%
This area
12.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 57442

B+ Avg School Grade
3 Schools
10.3:1 Avg Class Size
$14,640 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Gettysburg Elementary - 02

📚 K – 05 Elementary
👥
97 Students
👨‍🏫
8.5:1 Class Size
💰
$14,640 Per Student
B+ Above Average

Gettysburg High School - 01

📚 09 – 12 High School
👥
73 Students
👨‍🏫
8.8:1 Class Size
💰
$14,640 Per Student
B+ Above Average

Gettysburg Middle School - 03

📚 06 – 08 Middle
👥
50 Students
👨‍🏫
13.6:1 Class Size
💰
$14,640 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What is the typical home price in Gettysburg, SD?

Homes in Gettysburg, SD typically sell near $179K. Prices have moved at a 0.0% 5-year CAGR, which predictable long-term demand.

How deep is the rental pool in Gettysburg, SD?

Expect a solid tenant pool in Gettysburg, SD. The rental market absorbs $909/mo rents without meaningful friction.

Is Gettysburg, SD landlord-friendly?

SD ranks as a landlord-friendly state for landlord-tenant law. Gettysburg generally follows the statewide framework, so landlords face reasonable operating rules.

Can owner-occupants cash flow in Gettysburg, SD?

Gettysburg, SD offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $909/mo rent level.

What investment strategy works best in Gettysburg, SD?

In Gettysburg, SD the substantial play is typically careful cash-flow rentals with hands-on management. The combination of $179K prices and $909/mo rents suits that approach.

You know 57442 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 57442 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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