Real Estate Investing in Worthing, South Dakota (57077)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Lincoln County • Population: 1,444 • Data updated: September 2026

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Should you buy in 57077 (Worthing, SD)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (76/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Worthing, SD (57077)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $306,425
Avg Monthly Rent $1,107
1% Rule ✗ Does Not Meet
Median Income $89,837
% Renters 7.7%

Market Analysis: 57077 Worthing

The 57077 ZIP in Worthing, SD is a local-operator market. Outside capital chasing a $306K entry has to pair deep knowledge with the discount.

Distressed markets are won on execution, not on spreadsheets. ZIP 57077 reflects the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

In the broader SD picture, 57077 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Demographically, 57077 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Strategy in 57077 is an operator game, not a passive one. Looking more closely, entry prices of $306K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Worthing:

B Good
Buy Confidence Score: 73/100
Affordability
20/25
Appreciation
25/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.4× the median income
Value Trend
Rising (+5.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,107/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Sioux Falls, SD Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
9.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Sioux Falls, SD metro data

Market Trends

Home Value History (with trend line)

$320K$289K$259K$228K$197K$166KFeb 2019Nov 2022Jul 2026

📊 How Does 57077 Compare?

Metric 57077 Worthing Sioux Falls, SD South Dakota
Home Value $306,425 $306,425 N/A $311,504
5-Year CAGR 7.0% 7.0% N/A 6.8%
Avg Rent $1,107 $1,107 N/A -
Cap Rate 2.8% 2.8% - -
💡 Why Invest in 57077? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 57077 (Worthing, SD). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.8%
Low
5yr Growth
+7.0%
Strong

📉 Market Crash Risk Index

Based on Sioux Falls, SD metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
51%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $306,425
Monthly Rent $1,107
Price-to-Rent 23.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.3%
Cap Rate 2.8%
5-Year IRR 9.9%

📈 Home Appreciation

1-Year +5.7% ▲
3-Year CAGR +4.3% ▲
5-Year CAGR +7.0% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.1%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.0%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 57077

Population: 1,444

💰 Median Household Income
$89,837
This area
$89,837
State
$68,422
USA
$74,580
🏠 Renter Occupied
7.7%
This area
7.7%
State
23.8%
USA
34.0%
💼 Unemployment Rate
0.7%
This area
0.7%
State
-0.5%
USA
3.7%
🎓 College Educated
21.1%
This area
21.1%
State
17.7%
USA
33.7%
👤 Median Age
37.4 years
This area
37.4 years
State
31.0 years
USA
38.9 years
🏚️ Vacancy Rate
6.1%
This area
6.1%
State
18.9%
USA
10.5%
👥 Population by Ethnicity
White 91.5%
Other/Mixed 7.1%
Black/African American 1.4%
Hispanic/Latino 1.2%
👶 Under 18
28.9%
This area
28.9%
USA
22.0%
👴 65 and Over
12.1%
This area
12.1%
USA
17.3%
📊 Poverty Rate
1.0%
This area
1.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 57077

B Avg School Grade
1 Schools
17.9:1 Avg Class Size
$12,955 Avg Per Pupil

Schools in This ZIP Code

B Good

Worthing Elementary - 05

📚 Pre-K – 04 Elementary
👥
121 Students
👨‍🏫
17.9:1 Class Size
💰
$12,955 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby
C+
Augustana University
2,158 students · 14.5 mi
C
Kairos University
1,105 students · 14.5 mi
C
University of Sioux Falls
1,509 students · 14.9 mi

Frequently Asked Questions

Which real estate strategy fits Worthing, SD?

The best-fit strategy in Worthing, SD is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

Do landlords face vacancy issues in Worthing, SD?

Expect elevated vacancy in Worthing, SD. Rents at $1,107/mo are absorbed by the tenant base without meaningful lag.

What are home prices like in Worthing, SD?

Median home price in Worthing, SD is near $306K, with a 5-year CAGR of 0.0%. Prices have been measured and supportive of buy-and-hold strategies.

Is Worthing, SD a good market for FHA house hackers?

Worthing, SD is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $306K price point reasonable to enter.

Are renters plentiful in Worthing, SD?

Worthing, SD draws a steady base of working renters. Demand at the $1,107/mo rent level is reasonable for standard single-family and small multi rentals.

You know 57077 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 57077 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 57077 ranks in Sioux Falls, SD

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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