Real Estate Investing in Roseau, Minnesota (56751)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Roseau County • Population: 5,776 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 56751 (Roseau, MN)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 12.8% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Roseau, MN (56751)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $243,342
Avg Monthly Rent $972
1% Rule ✗ Does Not Meet
Median Income $77,321
% Renters 23.9%

Market Analysis: 56751 Roseau

Not every below-median market is a bargain. Roseau's 56751 ZIP clocks in at signals that favor experienced operators who can absorb the risk $243K pricing implies.

On balance, the numbers look inviting — $243K purchase price, 0.0% nominal cap — the work to hit that pro forma in 56751 is substantial and deserves full respect.

The gap between 56751 and stronger Roseau ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

A healthy renter share of 24% in 56751 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

The right play in 56751 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Roseau:

B Good
Buy Confidence Score: 70/100
Affordability
20/25
Appreciation
18/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.1× the median income
Value Trend
Rising (+4.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $972/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$255K$222K$188K$155K$122K$89KJan 2012May 2019Jul 2026

📊 How Does 56751 Compare?

Metric 56751 Roseau Minnesota
Home Value $243,342 $243,342 $340,597
5-Year CAGR 5.0% 5.0% 4.9%
Avg Rent $972 $972 -
Cap Rate 3.1% 3.1% -
💡 Why Invest in 56751? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 56751 (Roseau, MN). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 56751 (Roseau, MN)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
3.1%
Low
5yr Growth
+5.0%
Moderate

📊 Market Snapshot

Home Value $243,342
Monthly Rent $972
Price-to-Rent 20.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.8%
Cap Rate 3.1%
5-Year IRR 8.1%

📈 Home Appreciation

1-Year +4.9% ▲
3-Year CAGR +0.8% ▲
5-Year CAGR +5.0% ▲
10-Year CAGR +5.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
12.8%
Moderate risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
+5.0%
Stable
Eviction process: Slow Rent control: Moderate

Demographics in 56751

Population: 5,776

💰 Median Household Income
$77,321
This area
$77,321
State
$77,168
USA
$74,580
🏠 Renter Occupied
23.9%
This area
23.9%
State
18.9%
USA
34.0%
💼 Unemployment Rate
2.3%
This area
2.3%
State
-3.2%
USA
3.7%
🎓 College Educated
23.3%
This area
23.3%
State
20.0%
USA
33.7%
👤 Median Age
41.7 years
This area
41.7 years
State
37.2 years
USA
38.9 years
🏚️ Vacancy Rate
12.8%
This area
12.8%
State
17.0%
USA
10.5%
👥 Population by Ethnicity
White 91.5%
Other/Mixed 5.6%
Hispanic/Latino 2.8%
Black/African American 2.3%
Asian 0.6%
👶 Under 18
24.5%
This area
24.5%
USA
22.0%
👴 65 and Over
19.5%
This area
19.5%
USA
17.3%
📊 Poverty Rate
5.4%
This area
5.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 56751

A Avg School Grade
3 Schools
15.2:1 Avg Class Size
$33,679 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

ROSEAU ELEMENTARY

📚 Pre-K – 06 School
👥
585 Students
👨‍🏫
13.7:1 Class Size
💰
$33,679 Per Student
A Very Good

ROSEAU SECONDARY

📚 07 – 12 High School
👥
535 Students
👨‍🏫
16.8:1 Class Size
💰
$33,679 Per Student
C+ Average

ROSEAU DIST. AREA LEARNING PROGRAM

📚 07 – 12 High School Limited Data
💰
$33,679 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What is the investability score for Roseau, MN?

With a 3.0/5 investability score, Roseau, MN ranks as a solid market for rental property investors. Median prices of $243K and rents of $972/mo drive the underlying numbers.

How strong are rents in Roseau, MN?

Expect rents around $972/mo per month in Roseau, MN. With home values at $243K, the yield math works out to reasonable levels for rental investors.

What is it like being a landlord in Roseau, MN?

The landlord environment in Roseau, MN is balanced. Statewide rules shape most day-to-day operations for rental owners.

Which investment style suits Roseau, MN?

In Roseau, MN the resilient play is typically careful cash-flow rentals with hands-on management. The combination of $243K prices and $972/mo rents suits that approach.

What is the typical renter like in Roseau, MN?

The renter base in Roseau, MN is reasonable for the $972/mo price point. Screening well and pricing to market typically yields stable tenants.

You know 56751 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 56751 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans
🤖

AI Market Advisor

Ask questions about investing in 56751 (Roseau)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 56751 (Roseau, MN).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.