Real Estate Investing in Dent, Minnesota (56528)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Otter Tail County • Population: 1,655 • Data updated: September 2026

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Should you buy in 56528 (Dent, MN)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (53/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 59.7% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 26.8 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Dent, MN (56528)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $408,597
Avg Monthly Rent $1,269
1% Rule ✗ Does Not Meet
Median Income $75,000
% Renters 14.1%

Market Analysis: 56528 Dent

The 56528 ZIP covers a section of Dent that demands careful diligence. Prices near $409K look accessible, but the work to make a deal cash flow is real.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 56528 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

ZIP 56528's metrics run below Otter Tail County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Resident income in 56528 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

leans the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Dent:

C+ Average
Buy Confidence Score: 63/100
Affordability
10/25
Appreciation
25/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.4× the median income
Value Trend
Rising (+9.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,269/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Fergus Falls, MN Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Fergus Falls, MN metro data

Market Trends

Home Value History (with trend line)

$428K$371K$315K$258K$201K$145KJan 2012May 2019Jul 2026

📊 How Does 56528 Compare?

Metric 56528 Dent Fergus Falls, MN Minnesota
Home Value $408,597 $408,597 N/A $340,597
5-Year CAGR 7.2% 7.2% N/A 4.9%
Avg Rent $1,269 $1,269 N/A -
Cap Rate 2.4% 2.4% - -
💡 Why Invest in 56528? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 56528 (Dent, MN). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.4%
Low
5yr Growth
+7.2%
Strong

📉 Market Crash Risk Index

Based on Fergus Falls, MN metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
59%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $408,597
Monthly Rent $1,269
Price-to-Rent 26.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.7%
Cap Rate 2.4%
5-Year IRR 9.6%

📈 Home Appreciation

1-Year +9.3% ▲
3-Year CAGR +6.5% ▲
5-Year CAGR +7.2% ▲
10-Year CAGR +7.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
59.7%
Elevated risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
+7.2%
Growing
Eviction process: Slow Rent control: Moderate

Demographics in 56528

Population: 1,655

💰 Median Household Income
$75,000
This area
$75,000
State
$77,168
USA
$74,580
🏠 Renter Occupied
14.1%
This area
14.1%
State
18.9%
USA
34.0%
💼 Unemployment Rate
4.1%
This area
4.1%
State
-3.2%
USA
3.7%
🎓 College Educated
26.3%
This area
26.3%
State
20.0%
USA
33.7%
👤 Median Age
53.5 years
This area
53.5 years
State
37.2 years
USA
38.9 years
🏚️ Vacancy Rate
59.7%
This area
59.7%
State
17.0%
USA
10.5%
👥 Population by Ethnicity
White 97.0%
Other/Mixed 2.8%
Hispanic/Latino 1.7%
Asian 0.2%
👶 Under 18
17.7%
This area
17.7%
USA
22.0%
👴 65 and Over
27.7%
This area
27.7%
USA
17.3%
📊 Poverty Rate
6.5%
This area
6.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

Is MN a landlord-friendly state?

Dent, MN operates under MN law, which is balanced overall for landlords. Expect reliable treatment in typical lease and eviction cases.

What type of investing works in Dent, MN?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Dent, MN. The numbers - $409K homes against $1,269/mo rents - support that play.

How much does a house cost in Dent, MN?

Expect median prices around $409K in Dent, MN. The market has run at a 0.0% 5-year CAGR, so entry costs have been stable.

How quickly do rentals get leased in Dent, MN?

Rental vacancy in Dent, MN is elevated. Investors should budget normal turnover but not chronic empty units.

Does a duplex house hack pencil in Dent, MN?

House hacking in Dent, MN is a challenging. With home values around $409K and rents at $1,269/mo, owner-occupants can offset a meaningful share of PITI.

You know 56528 now. You don’t know where it ranks.

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How 56528 ranks in Fergus Falls, MN

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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