Real Estate Investing in Motley, Minnesota (56466)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 56466 (Motley, MN)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 36.3% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 25.6 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Motley, MN (56466)?
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Market Analysis: 56466 Motley
ZIP 56466 in Motley, MN carries a significant set of headwinds. Home values near $268K and rents of $873/mo sit inside a market where underwriting has to be tight.
For an experienced owner, 56466 can be a a strong candidate for hunting ground — but the discount at $268K reflects genuine risk that outside investors often underestimate.
Within MN, ZIP 56466 trails on several market indicators that neighboring Cass County submarkets outperform. The gap is real and durable enough to shape underwriting.
Put differently, 3,126 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
looks to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Motley:
Property Strategy for 56466
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $264,706 | $970 | 2.6% | +9.1% | $132,353 |
| 3BR | $325,858 | $1,330 | 2.9% | +9.6% | $108,619 |
| 4BR | $357,408 | $1,540 | 3.1% | +8.8% | $89,352 |
Market Trends
Home Value History (with trend line)
📊 How Does 56466 Compare?
| Metric | 56466 | Motley | Brainerd, MN | Minnesota |
|---|---|---|---|---|
| Home Value | $267,748 | $267,748 | N/A | $340,597 |
| 5-Year CAGR | 6.9% | 6.9% | N/A | 4.9% |
| Avg Rent | $873 | $873 | N/A | - |
| Cap Rate | 2.5% | 2.5% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 56466 (Motley, MN). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $267,748 |
| Monthly Rent | $873 |
| Price-to-Rent | 25.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.9% |
| Cap Rate | 2.5% |
| 5-Year IRR | 9.4% |
📈 Home Appreciation
| 1-Year | +8.0% ▲ |
| 3-Year CAGR | +5.2% ▲ |
| 5-Year CAGR | +6.9% ▲ |
| 10-Year CAGR | +6.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 56466
Population: 3,126
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
What kind of market is Motley, MN for investors?
Motley, MN scores 3.0/5 for investability. Home values sit at $268K and rents near $873/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
Do rentals sit vacant long in Motley, MN?
Motley, MN vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
What is the tenant pool like in Motley, MN?
Working renters make up the core of the Motley, MN tenant base. The pool is reasonable for investors targeting long-term holds.
What real estate strategy is ideal for Motley, MN?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Motley, MN. The numbers - $268K homes against $873/mo rents - support that play.
What do rentals go for in Motley, MN?
Rents in Motley, MN run near $873/mo. Compared with median home prices of $268K that produces solid gross yields for typical rentals.
You know 56466 now. You don’t know where it ranks.
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How 56466 ranks in Brainerd, MN
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