Real Estate Investing in Windom, Minnesota (56101)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 56101 (Windom, MN)? Our answer, based on the numbers below.
Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- Elevated vacancy: 10.2% vacancy may signal weakening demand.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Windom, MN (56101)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 56101 Windom
ZIP 56101 in Windom, MN carries a healthy set of headwinds. Home values near $176K and rents of $936/mo sit inside a market where underwriting has to be tight.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $176K asset, 56101 is the wrong submarket. If the plan prices in friction, the yield can still work.
The gap between 56101 and stronger Windom ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
The demographic picture in 56101 includes headwinds that any investor should price in. Income distribution skews lower than Windom averages, and tenant stability requires active management.
looks to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Windom:
Property Strategy for 56101
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $120,215 | $1,040 | 6.2% | +7.5% | $60,107 |
| 3BR | $173,004 | $1,440 | 6.0% | +6.3% | $57,668 |
| 4BR | $218,371 | $1,500 | 4.9% | +6.4% | $54,593 |
Market Trends
Home Value History (with trend line)
📊 How Does 56101 Compare?
| Metric | 56101 | Windom | Minnesota |
|---|---|---|---|
| Home Value | $175,629 | $175,629 | $340,597 |
| 5-Year CAGR | 4.3% | 4.3% | 4.9% |
| Avg Rent | $936 | $936 | - |
| Cap Rate | 4.2% | 4.2% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 56101 (Windom, MN). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $175,629 |
| Monthly Rent | $936 |
| Price-to-Rent | 15.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.4% |
| Cap Rate | 4.2% |
| 5-Year IRR | 8.5% |
📈 Home Appreciation
| 1-Year | +2.3% ▲ |
| 3-Year CAGR | +0.7% ▲ |
| 5-Year CAGR | +4.3% ▲ |
| 10-Year CAGR | +5.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 56101
Population: 6,081
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 56101
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Is real estate in Windom, MN a good investment right now?
Investors tracking Windom, MN will find a 3.0/5 rating supported by $176K median home values and $936/mo rents. That profile suits long-term holders targeting stable returns.
How strong are rents in Windom, MN?
Expect rents around $936/mo per month in Windom, MN. With home values at $176K, the yield math works out to reasonable levels for rental investors.
Should investors worry about vacancy in Windom, MN?
Windom, MN carries elevated vacancy risk. Expect consistent absorption at market rents of $936/mo.
Does house hacking make sense in Windom, MN?
The a challenging house-hack environment in Windom, MN reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
What approach is best for Windom, MN real estate?
For Windom, MN, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.
You know 56101 now. You don’t know where it ranks.
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