Real Estate Investing in Waldorf, Minnesota (56091)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 56091 (Waldorf, MN)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 10.8% vacancy may signal weakening demand.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Waldorf, MN (56091)?
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Market Analysis: 56091 Waldorf
Investors eyeing 56091 need to respect the fundamentals at play. Home values of $213K come alongside slower price movement and elevated management overhead.
Rent of $927/mo on a $213K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 56091 sits below the stated 0.0% once reality is priced in.
On the rental side, 56091 offers a low basis, the region around Waldorf has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
Who lives in 56091 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
Strategy in 56091 is an operator game, not a passive one. Put differently, entry prices of $213K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Waldorf:
Market Trends
Home Value History (with trend line)
📊 How Does 56091 Compare?
| Metric | 56091 | Waldorf | Minnesota |
|---|---|---|---|
| Home Value | $212,724 | $212,724 | $340,597 |
| 5-Year CAGR | 4.3% | 4.3% | 4.9% |
| Avg Rent | $927 | $927 | - |
| Cap Rate | 3.4% | 3.4% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 56091 (Waldorf, MN). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $212,724 |
| Monthly Rent | $927 |
| Price-to-Rent | 19.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.2% |
| Cap Rate | 3.4% |
| 5-Year IRR | 7.7% |
📈 Home Appreciation
| 1-Year | +3.3% ▲ |
| 3-Year CAGR | +2.5% ▲ |
| 5-Year CAGR | +4.3% ▲ |
| 10-Year CAGR | +6.4% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 56091
Population: 267
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
How much does a house cost in Waldorf, MN?
Median home price in Waldorf, MN is near $213K, with a 5-year CAGR of 0.0%. Prices have been predictable and supportive of buy-and-hold strategies.
How does Waldorf, MN rate as a rental market?
Our data puts Waldorf, MN at 3.0/5 for investability. Home prices of $213K and rents around $927/mo create a solid backdrop for investor activity.
Does Waldorf, MN favor landlords or tenants?
Waldorf, MN falls under MN landlord-tenant law, which is balanced. That backdrop makes day-to-day property management reasonable.
What type of investing works in Waldorf, MN?
In Waldorf, MN the substantial play is typically careful cash-flow rentals with hands-on management. The combination of $213K prices and $927/mo rents suits that approach.
How strong is tenant demand in Waldorf, MN?
The tenant pool in Waldorf, MN is solid, supported by local employment and population fundamentals. Rents of $927/mo are well-absorbed by the market.
You know 56091 now. You don’t know where it ranks.
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