Real Estate Investing in McGregor, Minnesota (55760)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 55760 (McGregor, MN)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 63.4% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 27.4 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in McGregor, MN (55760)?
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Market Analysis: 55760 McGregor
ZIP 55760 in McGregor, MN carries a notable set of headwinds. Home values near $287K and rents of $873/mo sit inside a market where underwriting has to be tight.
Rent of $873/mo on a $287K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 55760 sits below the stated 0.0% once reality is priced in.
Statewide comparisons place 55760 among MN's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
The demographic picture in 55760 includes headwinds that any investor should price in. Income distribution skews lower than McGregor averages, and tenant stability requires active management.
trends toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in McGregor:
Property Strategy for 55760
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $233,965 | $740 | 2.3% | — | $233,965 |
| 2BR | $312,859 | $970 | 2.2% | +11.2% | $156,430 |
| 3BR | $368,136 | $1,350 | 2.6% | +9.8% | $122,712 |
Market Trends
Home Value History (with trend line)
📊 How Does 55760 Compare?
| Metric | 55760 | McGregor | Minnesota |
|---|---|---|---|
| Home Value | $286,742 | $250,844 | $340,597 |
| 5-Year CAGR | 6.5% | 5.8% | 4.9% |
| Avg Rent | $873 | $896 | - |
| Cap Rate | 2.4% | 2.9% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 55760 (McGregor, MN). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $286,742 |
| Monthly Rent | $873 |
| Price-to-Rent | 27.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.7% |
| Cap Rate | 2.4% |
| 5-Year IRR | 8.9% |
📈 Home Appreciation
| 1-Year | +7.8% ▲ |
| 3-Year CAGR | +5.2% ▲ |
| 5-Year CAGR | +6.5% ▲ |
| 10-Year CAGR | +6.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 55760
Population: 2,831
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 55760
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What is the median home value in McGregor, MN?
McGregor, MN median home values land near $287K. That is reasonable territory for investors looking at $873/mo-per-month rentals.
Is real estate in McGregor, MN a good investment right now?
Investors tracking McGregor, MN will find a 3.0/5 rating supported by $287K median home values and $873/mo rents. That profile suits long-term holders targeting steady returns.
Are tenants stable in McGregor, MN?
Expect a solid tenant pool in McGregor, MN. The rental market absorbs $873/mo rents without meaningful friction.
Does a duplex house hack pencil in McGregor, MN?
House hacking in McGregor, MN is reasonable to execute. Prices around $287K and rents of $873/mo solid owner-occupant economics.
Is MN a landlord-friendly state?
MN law balanced for landlords, and McGregor inherits those rules. Investors should still review local ordinances for rental licensing.
You know 55760 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 55760 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
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