Real Estate Investing in Winsted, Minnesota (55395)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 55395 (Winsted, MN)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Winsted, MN (55395)?
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Market Analysis: 55395 Winsted
ZIP 55395 inside McLeod County looks affordable on the surface — median value of $297K — but the discount exists for reasons that a careful buyer should understand before committing.
The investment case in 55395 is healthy only for operators who understand what they are buying. A $297K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
Statewide comparisons place 55395 among MN's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
Demographically, 55395 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
Distressed ZIPs reward experience. resilient returns are possible in 55395, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Winsted:
Property Strategy for 55395
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $244,030 | $1,520 | 4.5% | +7.5% | $122,015 |
| 3BR | $280,634 | $2,020 | 5.2% | +7.2% | $93,545 |
| 4BR | $316,635 | $2,270 | 5.2% | +7.6% | $79,159 |
Market Trends
Home Value History (with trend line)
📊 How Does 55395 Compare?
| Metric | 55395 | Winsted | Hutchinson, MN | Minnesota |
|---|---|---|---|---|
| Home Value | $296,749 | $296,749 | N/A | $340,597 |
| 5-Year CAGR | 5.3% | 5.3% | N/A | 4.9% |
| Avg Rent | $1,368 | $1,368 | N/A | - |
| Cap Rate | 3.6% | 3.6% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 55395 (Winsted, MN). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $296,749 |
| Monthly Rent | $1,368 |
| Price-to-Rent | 18.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.5% |
| Cap Rate | 3.6% |
| 5-Year IRR | 8.9% |
📈 Home Appreciation
| 1-Year | +5.0% ▲ |
| 3-Year CAGR | +4.3% ▲ |
| 5-Year CAGR | +5.3% ▲ |
| 10-Year CAGR | +7.0% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 55395
Population: 2,600
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 55395
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How much should I expect to pay for a home in Winsted, MN?
Winsted, MN home values average about $297K. That price point suits investors targeting rentals with $1,368/mo in monthly income.
Does Winsted, MN favor landlords or tenants?
Winsted, MN falls under MN landlord-tenant law, which is balanced. That backdrop makes day-to-day property management reasonable.
Do landlords face vacancy issues in Winsted, MN?
Winsted, MN vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
Are rents high in Winsted, MN?
Rental rates in Winsted, MN average $1,368/mo. Tenant demand and $297K home values make the yield look reasonable by investor standards.
How qualified is the tenant pool in Winsted, MN?
Winsted, MN draws a predictable base of working renters. Demand at the $1,368/mo rent level is reasonable for standard single-family and small multi rentals.
You know 55395 now. You don’t know where it ranks.
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How 55395 ranks in Hutchinson, MN
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