Real Estate Investing in Eden Valley, Minnesota (55329)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Meeker County • Population: 2,252 • Data updated: September 2026

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Should you buy in 55329 (Eden Valley, MN)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (56/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 12.2% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 25.9 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Eden Valley, MN (55329)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $290,964
Avg Monthly Rent $936
1% Rule ✗ Does Not Meet
Median Income $73,100
% Renters 14.7%

Market Analysis: 55329 Eden Valley

Investors eyeing 55329 need to respect the fundamentals at play. Home values of $291K come alongside slower price movement and elevated management overhead.

Distressed markets are won on execution, not on spreadsheets. ZIP 55329 registers the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

In the broader MN picture, 55329 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

On balance, 2,252 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Strategy in 55329 is an operator game, not a passive one. Meanwhile, entry prices of $291K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Eden Valley:

C+ Average
Buy Confidence Score: 65/100
Affordability
15/25
Appreciation
18/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4× the median income
Value Trend
Rising (+4.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $936/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
St. Cloud, MN Metro Area
More inventory, negotiating room for buyers
46 days
Average time to sell
Average
10.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from St. Cloud, MN metro data
🏠

Property Strategy for 55329

Which property type performs best in this market?

Best for Cash Flow
3BR
3.5% cap rate
Best for Appreciation
4BR
+7.6% 5yr CAGR
Best Overall Value
4BR
$89,289/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $288,910 $1,400 3.5% +7.3% $96,303
4BR $357,157 $1,620 3.3% +7.6% $89,289

Market Trends

Home Value History (with trend line)

$316K$269K$223K$176K$129K$83KJun 2009Jan 2018Jul 2026

📊 How Does 55329 Compare?

Metric 55329 Eden Valley St. Cloud, MN Minnesota
Home Value $290,964 $290,964 N/A $340,597
5-Year CAGR 4.1% 4.1% N/A 4.9%
Avg Rent $936 $936 N/A -
Cap Rate 2.5% 2.5% - -
💡 Why Invest in 55329? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 55329 (Eden Valley, MN). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.5%
Low
5yr Growth
+4.1%
Moderate

📉 Market Crash Risk Index

Based on St. Cloud, MN metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
42%
Days Pending
1/2
46 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $290,964
Monthly Rent $936
Price-to-Rent 25.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.9%
Cap Rate 2.5%
5-Year IRR 6.6%

📈 Home Appreciation

1-Year +4.4% ▲
3-Year CAGR +3.7% ▲
5-Year CAGR +4.1% ▲
10-Year CAGR +6.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
12.2%
Moderate risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
+4.1%
Stable
Eviction process: Slow Rent control: Moderate

Demographics in 55329

Population: 2,252

💰 Median Household Income
$73,100
This area
$73,100
State
$77,168
USA
$74,580
🏠 Renter Occupied
14.7%
This area
14.7%
State
18.9%
USA
34.0%
💼 Unemployment Rate
1.5%
This area
1.5%
State
-3.2%
USA
3.7%
🎓 College Educated
14.2%
This area
14.2%
State
20.0%
USA
33.7%
👤 Median Age
43.4 years
This area
43.4 years
State
37.2 years
USA
38.9 years
🏚️ Vacancy Rate
12.2%
This area
12.2%
State
17.0%
USA
10.5%
👥 Population by Ethnicity
White 96.6%
Other/Mixed 2.8%
Hispanic/Latino 0.9%
Black/African American 0.4%
Asian 0.1%
👶 Under 18
23.3%
This area
23.3%
USA
22.0%
👴 65 and Over
14.4%
This area
14.4%
USA
17.3%
📊 Poverty Rate
7.0%
This area
7.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 55329

B Avg School Grade
3 Schools
15.1:1 Avg Class Size
$14,089 Avg Per Pupil

Schools in This ZIP Code

A Very Good

EDEN VALLEY ELEMENTARY

📚 K – 06 School
👥
391 Students
👨‍🏫
13.8:1 Class Size
💰
$14,089 Per Student
B+ Above Average

EDEN VALLEY SECONDARY

📚 07 – 12 High School
👥
445 Students
👨‍🏫
16.5:1 Class Size
💰
$14,089 Per Student
C Below Average

EDEN VALLEY-WATKINS ALP

📚 08 – 12 High School Limited Data
💰
$14,089 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Is Eden Valley, MN suited for a house hack?

House hacking in Eden Valley, MN is reasonable to execute. Prices around $291K and rents of $936/mo solid owner-occupant economics.

What is the typical renter like in Eden Valley, MN?

The renter base in Eden Valley, MN is reasonable for the $936/mo price point. Screening well and pricing to market typically yields steady tenants.

How much should I expect to pay for a home in Eden Valley, MN?

Eden Valley, MN median home values land near $291K. That is reasonable territory for investors looking at $936/mo-per-month rentals.

Is Eden Valley in MN worth investing in?

Eden Valley, MN scores 3.0/5 for investability. Home values sit at $291K and rents near $936/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

Is Eden Valley, MN a friendly market for rental owners?

Eden Valley, MN operates under MN law, which is balanced overall for landlords. Expect stable treatment in typical lease and eviction cases.

You know 55329 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 55329 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 55329 ranks in St. Cloud, MN

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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