Real Estate Investing in Goodhue, Minnesota (55027)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 55027 (Goodhue, MN)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High price-to-rent: Price-to-rent ratio 27.3 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Goodhue, MN (55027)?
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Market Analysis: 55027 Goodhue
ZIP 55027 in Goodhue, MN carries a robust set of headwinds. Home values near $374K and rents of $1,143/mo sit inside a market where underwriting has to be tight.
Rent of $1,143/mo on a $374K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 55027 sits below the stated 0.0% once reality is priced in.
Nearby ZIPs in Goodhue have seen price recovery that 55027 has not matched. Goodhue data supports the view that the spread is structural rather than temporary.
The 55027 ZIP's population of 2,948 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that reflects the need for careful underwriting.
The 55027 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Goodhue:
Market Trends
Home Value History (with trend line)
📊 How Does 55027 Compare?
| Metric | 55027 | Goodhue | Minnesota |
|---|---|---|---|
| Home Value | $374,323 | $374,323 | $340,597 |
| 5-Year CAGR | 4.3% | 4.3% | 4.9% |
| Avg Rent | $1,143 | $1,143 | - |
| Cap Rate | 2.4% | 2.4% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 55027 (Goodhue, MN). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $374,323 |
| Monthly Rent | $1,143 |
| Price-to-Rent | 27.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.7% |
| Cap Rate | 2.4% |
| 5-Year IRR | 6.6% |
📈 Home Appreciation
| 1-Year | +2.3% ▲ |
| 3-Year CAGR | +2.6% ▲ |
| 5-Year CAGR | +4.3% ▲ |
| 10-Year CAGR | +5.4% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 55027
Population: 2,948
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 55027
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Is Goodhue, MN a good market for buy-and-hold investors?
With a 3.0/5 investability score, Goodhue, MN ranks as a solid market for rental property investors. Median prices of $374K and rents of $1,143/mo drive the underlying numbers.
How quickly do rentals get leased in Goodhue, MN?
Occupancy in Goodhue, MN runs even-keeled with elevated vacancy. Well-priced units at $1,143/mo lease on reasonable timelines.
What monthly rent should investors expect in Goodhue, MN?
Rent in Goodhue, MN is around $1,143/mo. The resulting rent-to-value relationship with $374K pricing is reasonable for most investor models.
What is the typical home price in Goodhue, MN?
Goodhue, MN median home values land near $374K. That is reasonable territory for investors looking at $1,143/mo-per-month rentals.
What approach is best for Goodhue, MN real estate?
Most investors in Goodhue, MN run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.
You know 55027 now. You don’t know where it ranks.
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