Real Estate Investing in Maple, Wisconsin (54854)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Douglas County • Population: 907 • Data updated: September 2026

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Should you buy in 54854 (Maple, WI)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 20.1% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Maple, WI (54854)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $263,746
Avg Monthly Rent $927
1% Rule ✗ Does Not Meet
Median Income $77,500
% Renters 9.1%

Market Analysis: 54854 Maple

The 54854 ZIP covers a section of Maple that demands careful diligence. Prices near $264K look accessible, but the work to make a deal cash flow is real.

The investment case in 54854 is notable only for operators who understand what they are buying. A $264K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

On balance, 54854 offers a low basis, the region around Maple has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

A impressive renter share of 9% in 54854 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Distressed ZIPs reward experience. substantial returns are possible in 54854, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Maple:

B Good
Buy Confidence Score: 72/100
Affordability
20/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.4× the median income
Value Trend
Rising (+12.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $927/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Duluth, MN-WI Metro Area
Even conditions for buyers and sellers
49 days
Average time to sell
Average
8.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Duluth, MN-WI metro data

Market Trends

Home Value History (with trend line)

$277K$244K$211K$178K$144K$111KFeb 2016May 2021Jul 2026

📊 How Does 54854 Compare?

Metric 54854 Maple Duluth, MN-WI Wisconsin
Home Value $263,746 $263,746 N/A $320,446
5-Year CAGR 6.4% 6.4% N/A 7.3%
Avg Rent $927 $927 N/A -
Cap Rate 2.7% 2.7% - -
💡 Why Invest in 54854? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 54854 (Maple, WI). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.7%
Low
5yr Growth
+6.4%
Strong

📊 Market Snapshot

Home Value $263,746
Monthly Rent $927
Price-to-Rent 23.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.2%
Cap Rate 2.7%
5-Year IRR 9.2%

📈 Home Appreciation

1-Year +12.4% ▲
3-Year CAGR +7.2% ▲
5-Year CAGR +6.4% ▲
10-Year CAGR +7.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
20.1%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.4%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 54854

Population: 907

💰 Median Household Income
$77,500
This area
$77,500
State
$73,177
USA
$74,580
🏠 Renter Occupied
9.1%
This area
9.1%
State
22.0%
USA
34.0%
💼 Unemployment Rate
2.3%
This area
2.3%
State
-1.8%
USA
3.7%
🎓 College Educated
27.2%
This area
27.2%
State
17.1%
USA
33.7%
👤 Median Age
42.1 years
This area
42.1 years
State
35.3 years
USA
38.9 years
🏚️ Vacancy Rate
20.1%
This area
20.1%
State
17.1%
USA
10.5%
👥 Population by Ethnicity
White 90.5%
Other/Mixed 7.5%
Black/African American 2.0%
Hispanic/Latino 1.3%
👶 Under 18
19.8%
This area
19.8%
USA
22.0%
👴 65 and Over
18.0%
This area
18.0%
USA
17.3%
📊 Poverty Rate
3.3%
This area
3.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 54854

B+ Avg School Grade
1 Schools
15.8:1 Avg Class Size
$16,479 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Northwestern High

📚 09 – 12 High School
👥
393 Students
👨‍🏫
15.8:1 Class Size
💰
$16,479 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How should investors approach Maple, WI?

In Maple, WI the robust play is typically careful cash-flow rentals with hands-on management. The combination of $264K prices and $927/mo rents suits that approach.

Is Maple, WI landlord-friendly?

WI ranks as a landlord-friendly state for landlord-tenant law. Maple generally follows the statewide framework, so landlords face reasonable operating rules.

How high is vacancy risk in Maple, WI?

Maple, WI carries elevated vacancy risk. Expect reliable absorption at market rents of $927/mo.

Is Maple, WI good for house hacking?

House hacking in Maple, WI is a challenging. With home values around $264K and rents at $927/mo, owner-occupants can offset a meaningful share of PITI.

How expensive is real estate in Maple, WI?

Median home price in Maple, WI is near $264K, with a 5-year CAGR of 0.0%. Prices have been stable and supportive of buy-and-hold strategies.

You know 54854 now. You don’t know where it ranks.

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How 54854 ranks in Duluth, MN-WI

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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