Real Estate Investing in Ferryville, Wisconsin (54628)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 54628 (Ferryville, WI)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 41.8% of homes vacant — above national norms.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Ferryville, WI (54628)?
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Market Analysis: 54628 Ferryville
Investors eyeing 54628 need to respect the fundamentals at play. Home values of $259K come alongside slower price movement and elevated management overhead.
Looking more closely, the numbers look inviting — $259K purchase price, 0.0% nominal cap — the work to hit that pro forma in 54628 is substantial and deserves full respect.
On balance, 54628 offers a low basis, the region around Ferryville has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
A solid renter share of 10% in 54628 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
The right play in 54628 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Ferryville:
Market Trends
Home Value History (with trend line)
📊 How Does 54628 Compare?
| Metric | 54628 | Ferryville | Wisconsin |
|---|---|---|---|
| Home Value | $259,252 | $259,252 | $320,446 |
| 5-Year CAGR | 5.1% | 5.1% | 7.3% |
| Avg Rent | $873 | $873 | - |
| Cap Rate | 2.6% | 2.6% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 54628 (Ferryville, WI). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $259,252 |
| Monthly Rent | $873 |
| Price-to-Rent | 24.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.0% |
| Cap Rate | 2.6% |
| 5-Year IRR | 7.7% |
📈 Home Appreciation
| 1-Year | +9.7% ▲ |
| 3-Year CAGR | +4.9% ▲ |
| 5-Year CAGR | +5.1% ▲ |
| 10-Year CAGR | +5.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 54628
Population: 938
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
Should investors consider Ferryville, WI?
With a 3.0/5 investability score, Ferryville, WI ranks as a solid market for rental property investors. Median prices of $259K and rents of $873/mo drive the underlying numbers.
What is the smart move for investors in Ferryville, WI?
Most investors in Ferryville, WI run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.
Do landlords face vacancy issues in Ferryville, WI?
Rental vacancy in Ferryville, WI is elevated. Investors should budget normal turnover but not chronic empty units.
Does house hacking work in Ferryville, WI?
House hacking works a challenging in Ferryville, WI. Rents of $873/mo against $259K acquisition make the strategy solid for owner-occupants.
How much should I expect to pay for a home in Ferryville, WI?
Typical homes in Ferryville, WI go for around $259K. The 5-year CAGR of 0.0% even-keeled price movement.
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